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Bank of Suzhou (002966) investor relations material
Bank of Suzhou Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
9M 2026 revenue reached RMB 10.691bn, up 12.81% YoY; net profit attributable to shareholders was RMB 4.841bn, up 8.13% YoY.
Total assets were RMB 881.503bn at Sep. 30, up 11.66% from year-end 2025; loans and deposits grew 12.86% and 12.84%, respectively.
Financial highlights
Q3 revenue was RMB 3.337bn, up 12.21% YoY; net profit attributable to shareholders was RMB 1.440bn, up 7.24%.
9M consolidated net profit was RMB 5.039bn, up 8.33% YoY; basic EPS was RMB 1.03, up 7.29%.
9M adjusted net profit attributable to shareholders, excluding non-recurring items, was RMB 4.855bn, up 9.17% YoY; reported net profit was RMB 4.841bn.
9M operating cash flow was RMB 23.813bn, down 15.17% YoY.
Segment performance
Corporate loans and advances rose 18.94% from year-end to RMB 344.525bn; personal loans and advances declined 8.18% to RMB 76.926bn.
- Net profit up 10.16% on strong asset growth, stable asset quality, and robust capital ratios.002966
H2 2024 - Net profit grew 9.27% year-over-year on strong asset growth and stable asset quality.002966
H1 2026 - Net profit rose 5.53% on strong asset growth and stable asset quality, with a 30% dividend payout.002966
H2 2025 - Net profit rose 8.47% year-over-year as assets and deposits posted strong double-digit growth.002966
Q1 2026 - Net profit rose 11.09% year-over-year as assets and deposits expanded, with stable asset quality.002966
Q3 2024 - Net profit rose 7.12% year-over-year with strong asset growth and stable asset quality.002966
Q3 2025 - Net profit up 6.41% year-over-year, assets and capital ratios remain robust.002966
H1 2025 - Net profit rose 11.2% to RMB 3.04 billion, with stable asset quality and strong capital ratios.002966
H1 2024 - Q1 2025 net profit rose 6.95% with strong loan growth and stable asset quality.002966
Q1 2025
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