Logotype for Bank7 Corp

Bank7 (BSVN) investor relations material

Bank7 Q2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Bank7 Corp
Q2 2025 earnings summary17 Jul, 2025

Executive summary

  • Achieved strong Q2 2025 results with net income of $11.1M, up 7.4% sequentially, and diluted EPS of $1.16, up 7.4% from Q1 2025.

  • Total loans reached $1.50B as of June 30, 2025, up 10.7% year-over-year; total deposits rose 7.6% to $1.59B.

  • Return on average assets was 2.47% and return on average tangible common equity was 20.72%, both top-tier among peers.

  • Efficiency ratio increased to 39.95% in Q2 2025 from 37.72% in Q2 2024, reflecting higher noninterest expenses.

  • Maintained robust asset quality with NPLs/total loans at 0.37% and net recoveries in the quarter.

Financial highlights

  • Total assets reached $1.84B, up 2.8% sequentially and 5.6% year-to-date; total loans grew 5.2% sequentially.

  • Net interest income for Q2 2025 was $21.7M, up from $21.2M in Q2 2024; net interest margin declined to 4.96% from 5.15%.

  • Pre-provision pre-tax earnings (PPE) rose to $14.7M, up 7.2% from Q1 2025.

  • Allowance for credit losses was $18.2M at June 30, 2025, representing 1.22% of total loans.

  • Noninterest income for Q2 2025 was $2.7M, down 14.7% year-over-year, mainly due to lower oil and gas asset income.

Outlook and guidance

  • Management expects to maintain strong capital and liquidity, with continued focus on organic growth and strategic acquisitions.

  • Asset sensitivity and loan repricing structure provide flexibility in a declining rate environment.

  • Loan growth momentum expected to continue in Q3, though subject to unpredictability from paydowns.

  • NIM expected to remain within historical ranges, with some pressure if rates decline.

  • The company remains well-capitalized and in compliance with all regulatory capital requirements.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next Bank7 earnings date

Logotype for Bank7 Corp
Q3 202515 Oct, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Bank7 earnings date

Logotype for Bank7 Corp
Q3 202515 Oct, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Bank7 Corp is a bank holding company operating through its wholly owned subsidiary, Bank7. The company provides banking services including commercial and consumer lending, deposit products, and treasury services. It serves customers primarily in Oklahoma, Texas, and Kansas, with a focus on community-oriented financial solutions. Bank7 Corp is headquartered in Oklahoma City, Oklahoma, and its shares are listed on the NASDAQ.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage