)
Berner Kantonalbank (BEKN) investor relations material
Berner Kantonalbank H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved a half-year profit of CHF 76.3 million, up 1.4% year-over-year, despite challenging market conditions and volatile interest rates.
Customer growth and strong commission/service business (+11.1%) supported stable, sustainable development.
Maintained a solid capital base with a Basel III total capital ratio above 20%.
Financial highlights
Total assets increased by 3.4% to CHF 41.9 billion compared to year-end 2024.
Customer loans rose 1.3% to CHF 30.9 billion; mortgage loans up 3.0% to CHF 29.2 billion.
Customer deposits grew 1.7% to CHF 27.5 billion.
Assets under management increased 1.7% to CHF 43.6 billion.
Operating income reached CHF 277.0 million (+2.4% year-over-year); operating expenses rose 4.4% to CHF 140.1 million.
Net interest income slightly decreased by 1.4% to CHF 191.4 million.
Commission and service income grew 11.1% to CHF 62.6 million.
Outlook and guidance
Management remains cautiously optimistic for the second half of 2025, despite ongoing low interest rates and market volatility.
Strong capital and liquidity position support long-term strategy and resilience.
Next Berner Kantonalbank earnings date
Next Berner Kantonalbank earnings date
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)