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Bien Sparebank
Bien Sparebank (BIEN) investor relations material
Bien Sparebank Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary11 Aug, 2026
Executive summary
Achieved profit after tax of NOK 31.7 million for H1 2026, reflecting stable core operations and targeted investments in capacity and business development.
Strategy focuses on local presence, personal advisory, and leveraging Eika alliance for scale and technology.
Forretningskapital (business capital) increased by 8% YTD, with strong growth in Oslo and surrounding regions.
Financial highlights
Net interest income for H1 2026 was NOK 67.7 million, stable year-over-year.
Cost/income ratio rose to 50.4% from 46.8% last year, reflecting planned investments.
Return on equity (ROE) after tax was 8.30% (adjusted: 8.81%).
Net profit per share for H1 2026 was NOK 5.27.
Dividend from Eika Gruppen contributed NOK 7.1 million.
Outlook and guidance
Expect continued moderate economic growth, high interest rates, and international uncertainty.
Oslo housing market remains robust, supporting stable loan demand.
Focus for H2 2026 is on realizing productivity gains and value from recent investments.
Bank is well-capitalized and positioned for further profitable growth.
Explain the H2 2026 gain realization plan
Explain CRR3 loan-split method impact
Outline drivers for restoring 2025 ROE levels
Partial view of Summaries dataset, powered by Quartr API
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Latest events from Bien Sparebank
- Q1 2026 delivered stable profit, strong lending growth, and solid capital position.BIEN
Q1 2026 - Net profit rose to NOK 65.2 million in 2025, with strong loan growth and high capital ratios.BIENQ4 2025
- Profit after tax increased, loan growth accelerated, and capital ratios strengthened.BIENQ3 2025
- Loan growth of 20.98% and net profit of NOK 35.5 million reflect strong performance.BIENQ2 2025
- Q3 2024 saw strong loan growth, higher profits, and a robust capital position.BIENQ3 2024
- Net income up, strong loan growth, and robust capital position support further expansion.BIENQ2 2024
- Loan growth and cost efficiency up, but profit and ROE down; strong capital base maintained.BIENQ1 2025
- Record profit and strong loan growth drive continued expansion and shareholder value.BIENQ4 2024
Next Bien Sparebank earnings date
Q3 202611 Nov, 2026
Bien Sparebank
Next Bien Sparebank earnings date
Q3 202611 Nov, 2026
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