Logotype for BK GROUP PLC

BK GROUP (BKG) investor relations material

BK GROUP Q2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for BK GROUP PLC
Q2 2025 earnings summary29 Jul, 2025

Executive summary

  • Net income rose 8.6% year-over-year to RWF 51.9 billion (US$36.4 million), with ROAA at 4.0% and ROAE at 22.5% for H1 2025.

  • Total operating income increased 4.0% year-over-year to RWF 131.6 billion, driven by a 12.2% rise in net interest income.

  • Asset quality improved, with the non-performing loan ratio at 3.3% and NPL coverage at 53.9%.

  • The group maintained strong capital and liquidity positions, with core capital to risk-weighted assets at 20.4%.

Financial highlights

  • Total assets grew 4.9% year-to-date to RWF 2,644.1 billion; net loans to customers increased 15.7% to RWF 1,682.0 billion.

  • Customer deposits rose 5.9% to RWF 1,738.5 billion; shareholders' equity increased 10.1% to RWF 482.8 billion.

  • Net interest margin stood at 9.0% for H1 2025.

  • Cost-to-income ratio improved to 36.4% from 36.6% in H1 2024.

  • Earnings per share increased to RWF 111.6 from RWF 97.8 year-over-year.

Outlook and guidance

  • Favorable macroeconomic conditions in Rwanda, with 7.8% GDP growth in Q1 2025, are expected to support continued demand for credit and financial services.

  • The group aims to leverage digital innovation, asset quality, and efficiency to sustain growth and returns.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next BK GROUP earnings date

Logotype for BK GROUP PLC
Q3 202527 Nov, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next BK GROUP earnings date

Logotype for BK GROUP PLC
Q3 202527 Nov, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

BK Group PLC is a Rwanda-based financial services company primarily engaged in banking, insurance, and investment services. Through its subsidiary, Bank of Kigali, the company offers retail and corporate banking solutions, including loans, deposits, digital banking, and treasury services. It also operates in asset management, capital markets, and insurance through its other subsidiaries. The company is headquartered in Kigali, Rwanda, and its shares are listed on the RSE and NSE.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage