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Edge14 Nov 2025
Ball: The King of Cans
From a 19th-century glass-jar legacy to a global plant network, Ball is now a pure-play aluminum can partner to the world's biggest beverage brands.
Blend Labs (BLND) investor relations material
Blend Labs Wells Fargo's 9th Annual TMT Summit summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Wells Fargo's 9th Annual TMT Summit summary19 Nov, 2025
Company background and evolution
Founded in 2012 to modernize mortgage origination using technology after observing outdated systems in the industry.
Expanded from mortgages to home equity, credit cards, personal loans, auto loans, and deposit accounts, with strong presence among top 100 banks and credit unions.
Unique per-loan, success-based business model aligns incentives with customers and is applied across all consumer banking products.
Technology and product innovation
Transitioned mortgage processes from manual, document-heavy workflows to digital, mobile, and data-first experiences.
Platform enables both consumer-facing and internal bank workflows, supporting white-label solutions.
Next phase focuses on agentic AI to automate document review and underwriting, aiming for real-time processing and lower costs.
AI assistants will serve as digital loan officer, processor, and underwriter, moving complex tasks to the front of the process.
Market trends and customer adoption
Financial services are cautious but increasingly interested in AI, with senior executives prioritizing generative and agentic AI.
Adoption pace varies by institution, with some moving quickly and others planning gradual implementation over several years.
AI is seen as a more tangible and immediate opportunity than previous tech cycles like cloud.
Detail the expected EVPFL trajectory from core software
How does Blend address varied AI adoption timelines?
What is the expected per-unit value from Rapid Home Equity?
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Next Blend Labs earnings date
Q4 202527 Feb, 2026
Next Blend Labs earnings date
Q4 202527 Feb, 2026
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Eferix Drawings Google Play
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Frequently asked questions
Blend Labs Inc is a software company that provides cloud-based digital lending solutions for financial institutions. Its platform automates and streamlines the customer experience for mortgage, home equity, personal loans, and deposit account openings. The company serves banks, credit unions, and non-bank lenders. Blend Labs Inc is headquartered in San Francisco, California, and its shares are listed on the NYSE.
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