)
Visual24 Oct 2025
The rise of Alphabet
BNP Paribas (BNP) investor relations material
BNP Paribas Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary24 Jul, 2025
Executive summary
Strong Q2 and H1 2025 results with revenue growth across all divisions, robust cost control, and net income for 2025 expected to exceed €12.2bn, driven by H2 acceleration and operational efficiency.
Interim dividend of €2.59/share to be paid in September 2025; share buyback of €1.08bn–€1.8bn completed in June.
Integration of AXA IM underway after July 2025 acquisition, expected to boost IPS growth and synergies.
Net income for H1 2025 was €6,209m, down from €6,498m in H1 2024; EPS at €5.18.
Financial highlights
Group revenues up 2.5% year-over-year in Q2 2025, reaching €12,581m; H1 revenues at €25,541m.
Net profit down 4% year-over-year in Q2 due to higher tax rate; cost of risk at 38bps, within guidance.
Gross operating income rose to €10,052m in H1 2025; operating expenses increased 0.8% to €7,232m in Q2.
CET1 ratio stable at 12.5% as of June 30, 2025; LCR at 136%.
Total equity at June 30, 2025, was €131,640m.
Outlook and guidance
Net profit for 2025 expected above €12.2bn, with H2 revenue growth >5% (excluding AXA IM); 2024–2026 trajectory confirmed with >5% revenue CAGR, >7% net income CAGR, >8% EPS CAGR, and average annual jaws effect of +1.5 pts.
Return on tangible equity targeted at 11.5% in 2025 and 12% in 2026, with ambition to reach 12.3% by 2028.
Commercial banks in Eurozone expected to deliver >3% revenue growth in 2025, with further NII acceleration in H2.
€600m annual cost savings targeted for both 2025 and 2026; €380m achieved in 1H25.
Explain the rationale for phased-in capital ratios.
Detail AXA IM integration synergy targets.
Assess sustainability of Arval's organic fleet growth.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next BNP Paribas earnings date
Q3 202528 Oct, 2025
Next BNP Paribas earnings date
Q3 202528 Oct, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
BNP Paribas SA operates as a diversified bank company worldwide. The company's Global Corporate and Institutional division offers corporate and investment banking; advisory services; stock brokerage, sales, and trading; currency exchange; and structured products, including derivatives, credit-linked notes, interest rate and equities. As one of the leading banks in its core markets in Europe, BNP Paribas provides banking solutions to its clients on a global scale. The bank's mission is to contribute to the development of its clients and customers, as well as partners and society.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage