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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Brighthouse Financial
Brighthouse Financial (BHF) investor relations material
Brighthouse Financial Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary5 Nov, 2026
Executive summary
Q3 net income available to common shareholders was $302M vs. $453M YoY; adjusted earnings were $527M vs. $970M. Diluted EPS was $5.21 reported and $9.12 adjusted.
Adjusted earnings less notable items were $213M, or $3.68 per diluted share; the $314M net favorable notable-item impact was primarily associated with the annual actuarial review.
9M net income was $466M vs. $219M, while adjusted earnings were $1.024B vs. $1.403B.
Financial highlights
Q3 GAAP revenue was $853M vs. $1.816B YoY; 9M revenue was $4.002B vs. $5.077B.
Q3 net derivative losses were $1.146B vs. $410M; 9M losses were $2.132B vs. $1.336B.
Adjusted net investment income was $1.310B with a 4.41% yield, vs. 4.17% in Q2 and 4.40% in Q3 2025.
Common stockholders’ equity was $3.3B, or $57.59 per share; book value excluding AOCI was $9.3B, or $161.36 per share.
Outlook and guidance
The proposed $70-per-share cash merger awaited insurance regulatory approvals in Delaware, New York and Massachusetts; approvals were not expected by the December 6, 2026 Outside Date, and an extension was under discussion.
Combined RBC target was 400%–450% in normal markets; estimated ratio was 415%–435% at September 30, 2026.
Short-term liquidity was $4.5B and liquid assets were $46.1B; liquidity capacity was assessed as sufficient in current markets and certain stress scenarios.
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Latest events from Brighthouse Financial
- A $942M Q4 loss contrasted with $189M of adjusted earnings less notable items.BHF
Q4 2023 - Q2 2026 net income hit $956M, with strong annuity sales and a pending $4.1B acquisition.BHFQ2 2026
- All board-recommended proposals passed, including director elections and Say-on-Pay.BHFAGM 2026
- Net loss widened to $792M, adjusted earnings rose, and the Aquarian merger remains on track.BHFQ1 2026
- Virtual meeting to elect nine directors, ratify auditor, and approve executive pay.BHFProxy filing
- Pending merger, record sales, and strong governance define this year's proxy highlights.BHFProxy filing
- Q4 net income declined, but record annuity and life sales and a pending $4.1B acquisition marked 2025.BHFQ4 2025
- Merger and related proposals were approved by stockholders as recommended by the board.BHFEGM 2026
- Shareholders to vote on merger amid litigation and board's unanimous support.BHFProxy Filing
Next Brighthouse Financial earnings date
Q4 202611 Feb, 2027
Brighthouse Financial
Next Brighthouse Financial earnings date
Q4 202611 Feb, 2027
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Frequently asked questions
Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company offers variable annuities; indexed annuities that allow individuals to receive protected interest or a combination of protected and market-based interest; fixed account annuities for contract owners; term life insurance; universal life insurance products that allow customers to build cash values over time through payments in excess of what the policy needs to be funded at the time of the payment; and fixed indexed universal life insurance.