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Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company offers variable annuities; indexed annuities that allow individuals to receive protected interest or a combination of protected and market-based interest; fixed account annuities for contract owners; term life insurance; universal life insurance products that allow customers to build cash values over time through payments in excess of what the policy needs to be funded at the time of the payment; and fixed indexed universal life insurance.