BSP Financial Group (BFL) investor relations material

Opening remarks and agenda

• Warm welcome extended to attendees, acknowledgment of traditional landowners, and safety briefing for the venue.

• Meeting formally opened with a prayer, agenda introduction, and a video review of the previous year.

• CEO Mark Robinson addressed the meeting, emphasizing the group's long history and vision for future growth in the South Pacific region.

Financial performance review

• Statutory net profit after tax for 2025 reached PGK 1.17 billion, up 12.9% from FY24.

• Revenue grew 14.4% to PGK 3.41 billion, with diversified contributions from lending, FX, transaction banking, and insurance.

• Return on equity was 23.8%, and total assets grew to K43.0 billion, up 15.8%.

• Total shareholder return over 10 years was 413%, with a one-year return of 32%.

• Unaudited Q1 2026 net profit after tax was PGK 278 million, up 14.6% year-on-year, with revenue at K900 million, up 18.5%.

Board and executive committee updates

• Introduction of board members and acknowledgment of outgoing and new directors.

• Board composition reviewed for skills, diversity, and effectiveness, with regular independent performance reviews.

• Leadership highlighted ongoing commitment to regional leadership and growth, with dedicated roles for digital, life insurance, and operations.