)
Edge1 May 2026
Making the Marlboro Man
The story of Marlboro's transformation from a women's cigarette to a global icon: one of the most effective brand repositionings in history.
BSP Financial Group
BSP Financial Group (BFL) investor relations material
BSP Financial Group Q1 2026 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 TU earnings summary28 Apr, 2026
Executive summary
Unaudited net profit after tax (NPAT) reached K278 million, up 14.6% year-over-year, reflecting strong operational discipline and a diversified earnings base.
Revenue increased 18.5% to K900 million, driven by growth in net interest, FX, and fee income.
The business continues to invest in its Modernising for Growth program, resulting in higher operating expenses.
Financial highlights
Net interest income rose 15.9%, FX income surged 31.4%, and fee income grew 16.6% compared to 1Q25.
Gross loans increased by K1.5 billion (9.7%), and total deposits grew 17.9% year-over-year.
Operating expenses climbed 22.3%, with the cost-to-income ratio rising to 45.0% from 43.6% in 1Q25.
Credit impairment expenses increased 61.0%, mainly due to specific business customer provisions.
Outlook and guidance
Cost-to-income ratio expected to normalize within the 42–45% target range after peak program expenditure in 2026–2027.
No material operational impact observed from Papua New Guinea's placement on the FATF grey list; ongoing commitment to compliance and risk management.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from BSP Financial Group
- FY25 delivered 12.9% NPAT growth, strong digital momentum, and a 75% dividend payout ratio.BFL
H2 202520 Feb 2026 - Record profit, 17% NPAT growth, and 16% higher dividends underscore strong performance.BFLH2 202414 Dec 2025
- Revenue and NPAT up 9.8% to K1,602m and K572m; dividend rises 11.1% to K0.50 per share.BFLH1 202523 Nov 2025
- Record profits, digital growth, and board renewal marked the AGM amid branding concerns.BFLAGM 202522 Nov 2025
- Net profit after tax rose 22% to K284 million on 15% revenue growth and strong capital ratios.BFLQ3 2025 TU29 Oct 2025
- Net profit up 22% to K520.5m, with strong capital and a K35.8m JV impairment.BFLH1 202413 Jun 2025
Next BSP Financial Group earnings date
AGM 202621 May, 2026
BSP Financial Group
Next BSP Financial Group earnings date
AGM 202621 May, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Explore our global coverage