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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
BSP Financial Group
BSP Financial Group (BFL) investor relations material
BSP Financial Group Q3 2026 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 TU earnings summary26 Oct, 2026
Executive summary
Unaudited Q3 2026 NPAT was K334m, up 8% on the 1H26 quarterly average and 18% YoY.
Revenue reached K997m, up 6% on the 1H26 quarterly average and 16% YoY, with continued net interest income growth and balanced non-interest income.
Credit quality remained broadly stable, with no material deterioration in provisioning trends; capital remained comfortably above regulatory requirements.
Financial highlights
PGK revenue was K997m; operating profit K562m, up 6% on the 1H26 quarterly average and 16% YoY.
Net interest income was K619m, up 5% on the 1H26 quarterly average and 12% YoY; FX income was K231m, up 7% and 26%, respectively.
Operating expenses were K435m, up 5% on the 1H26 quarterly average and 16% YoY; impairment charges were K30m, down 21% and 25%, respectively.
Earnings before tax was K532m, up 8% on the 1H26 quarterly average and 15% YoY; tax was K198m, up 9% and 11%, respectively.
Non-interest income was K378m, up 6% on the 1H26 quarterly average, supported by strong FX income and deeper customer relationships.
Outlook and guidance
Regional economic growth held up reasonably well, supporting a broadly constructive South Pacific outlook despite global geopolitical and macro challenges.
Optimism on PNG reflects resilient copper, coffee and cocoa prices and potential medium- to long-term growth from major energy and resources projects, including Papua LNG.
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Latest events from BSP Financial Group
- Net profit up 8.4% to K620m, revenue up 17.7%, and capital adequacy at 25.3%.BFL
H1 2026 - Double-digit profit growth, digital upgrades, and all resolutions passed with strong support.BFLAGM 2026
- NPAT up 14.6% and revenue up 18.5% year-over-year, with strong capital and loan growth.BFLQ1 2026 TU
- Profit up 12.9%, digital adoption surged, and dividends rose 13% with strong capital ratios.BFLH2 2025
- Net profit after tax rose 22% to K284 million on 15% revenue growth and strong capital ratios.BFLQ3 2025 TU
- Net profit after tax rose 9.8% to K572m, with an 11.1% higher interim dividend and strong digital growth.BFLH1 2025
- Net profit after tax surged 22% to K520.5m, with higher dividends and strong capital ratios.BFLH1 2024
- Record profits, digital growth, and board renewal marked the AGM amid branding concerns.BFLAGM 2025
- Net profit up 17% to PGK 1.038b, dividend at PGK 1.66/share, capital adequacy at 26.2%.BFLH2 2024
Next BSP Financial Group earnings date
Q4 202619 Feb, 2027
BSP Financial Group
Next BSP Financial Group earnings date
Q4 202619 Feb, 2027
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Frequently asked questions
BSP Financial Group Limited is a financial services company based in Papua New Guinea, offering a wide range of banking products and services to individuals, businesses, and government entities. The company provides personal and commercial banking solutions, including loans, savings accounts, payment services, and foreign exchange. BSP Financial Group operates across the South Pacific region, with branches in countries such as Fiji, Solomon Islands, and Samoa, focusing on supporting local economies and financial inclusion initiatives. The company is headquartered in Port Moresby, Papua New Guinea, and its shares are listed on the Australian Securities Exchange.