Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France
Logotype for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France

Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France (CAF) investor relations material

Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France H2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France
H2 2025 earnings summary17 Apr, 2026

Executive summary

  • Revenue (PNB) reached €1,032.4M, up 6.8% year-over-year, driven by strong commercial activity and favorable market conditions.

  • Net income group share rose 23.1% to €236.2M, with a cost of risk down 13.2% to €76.4M.

  • The consolidated balance sheet grew 4.3% to €79.1B, with loans to customers up €2.4B and customer deposits up €2.8B.

  • The solvency ratio (CET1) stood at 22.97%, well above regulatory requirements.

Financial highlights

  • Net banking income: €1,032.4M (+6.8% vs. 2024).

  • Operating income: €288.8M (+24.3% vs. 2024).

  • Net income group share: €236.2M (+23.1% vs. 2024).

  • Cost of risk: €76.4M (13 bp of loans, -13.2% vs. 2024).

  • Customer loans: €58.1B (+4.3% vs. 2024); customer deposits: €36.1B (+8.5% vs. 2024).

  • Equity: €8.95B (+9% vs. 2024).

Outlook and guidance

  • 2026 outlook anticipates continued growth, supported by private consumption and business investment.

  • Interest rates expected to remain stable short-term, with a slight upward trend for long-term rates.

  • The bank will continue to implement its UNIQUES strategic plan, focusing on customer proximity and responsible finance.

Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.
Research faster. Power your platform.

Next Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France earnings date

Logotype for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France
H1 202628 Sep, 2026
Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France earnings date

Logotype for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France
H1 202628 Sep, 2026

The essential earnings season companion

The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Explore our global coverage