Caixa Seguridade Participações (CXSE3) investor relations material

Strategic positioning and business model

• Operates as a holding company consolidating insurance, premium bonds, private pension, credit letters, brokerage, and related activities, with exclusive access to Brazil's largest client base and distribution network.

• Maintains a highly profitable, resilient business model with low underwriting risk and robust governance, listed on B3 Novo Mercado with a 20% free float.

• Engages in long-term partnerships with leading insurers and financial institutions, leveraging a vertical model across insurance, accumulation, and distribution.

• Implements incentive systems to mobilize a large sales force and drive cross-selling opportunities.

Market presence and client base

• Holds a 68% share of the Brazilian mortgage market and operates in 97% of municipalities.

• Serves 157 million individual and 2.2 million corporate clients, with 3.9k branches and 20.7k correspondents and lottery outlets.

• Distributed BRL 105.5 billion in social benefits in 1Q26, reaching 19 million families.

Commercial and operational performance

• Written premiums in mortgage insurance grew 13% YoY to BRL 1,087.4 million; home insurance premiums rose 5.5% to BRL 282.6 million.

• Private pension reserves increased 15.6% YoY to BRL 206.8 billion, with positive net inflows of BRL 1.3 billion.

• Premium bonds funds raised grew 28.3% YoY to BRL 542.9 million; credit letters inventory surpassed BRL 50 billion.