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Canara Bank (CANBK) investor relations material
Canara Bank Q1 26/27 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Global business grew 14.37% year-over-year to INR 29.05 lakh crore (₹29,05,066 crore), with advances up 17.97% and deposits up 11.63%.
Net interest income rose 13.39% year-over-year to INR 10,215 crore, and net profit increased 2.19% to INR 4,856 crore.
Asset quality improved, with gross NPA at 1.57% and net NPA at 0.36%.
Provision coverage ratio reached 94.76%, up 159 basis points year-over-year.
Unaudited standalone and consolidated financial results for the quarter ended 30.06.2026 were approved by the Board and reviewed by auditors, with no material misstatements noted.
Financial highlights
Retail, agriculture, and MSME (RAM) credit grew 21.20% year-over-year; retail credit up 35.88%, housing loans up 17.85%, vehicle loans up 26.34%.
MSME credit grew 15.12% year-over-year to INR 1,68,815 crore.
Operating profit for the quarter was ₹8,636 crore, up 0.96% year-over-year.
Total income grew 4.26% year-over-year to ₹39,684 crore.
Earnings per share increased 2.19% year-over-year to 21.47.
Outlook and guidance
Business, advances, and deposit growth guidance for March 2027 exceeded, with actuals at 14.37%, 17.97%, and 11.63% respectively.
NIM guidance of 2.50%-2.60% maintained, currently at 2.52%.
Return on equity at 18.31%, above guidance of 16.5%.
Return on average assets at 1.04%, within guided range.
The bank continues to focus on digital banking and retail expansion.
- Net profit and business grew over 12% YoY, with improved asset quality and strong capital ratios.CANBK
Q4 25/26 - Net profit rose 25.61% year-over-year, with improved asset quality and strong capital ratios.CANBK
Q3 25/26 - Profit and income grew, asset quality improved, and capital adequacy remained robust.CANBK
Q2 25/26 - Net profit surged 21.69% with strong advances, improved asset quality, and robust capital ratios.CANBK
Q1 25/26 - Net profit up 11.31% YoY, asset quality and capital adequacy improved, digital initiatives advanced.CANBK
Q2 24/25 - Net profit rose 10.47% YoY with strong retail, digital growth, and improved asset quality.CANBK
Q1 24/25 - Net profit rose 33% to Rs. 17,026.67 crore, with strong growth and improved asset quality.CANBK
Q4 24/25 - Profit up 12.25% YoY, asset quality and capital ratios strong, digital and retail growth robust.CANBK
Q3 24/25
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