)
Edge20 Feb 2026
Dollar General: The Rural Retailer Playbook
How Dollar General built a small-box empire across rural America, scaling value and convenience into one of retail's most durable business models.
Cash Converters International
Cash Converters International (CCV) investor relations material
Cash Converters International H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2026 earnings summary22 Feb, 2026
Executive summary
Revenue increased 8% year-over-year to $206.7m for 1H26, driven by franchise store acquisitions, improved retail margins, and new loan products.
Operating EBITDA rose 18% to $34.2m, and operating profit after tax rose 9% to $13.2m, excluding significant one-off costs related to lending pivot, M&A, and strategic program spend.
Statutory NPAT was $10.1m after one-off expenses, with net profit attributable to members down 17% due to non-operating costs.
36 Australian franchise stores were acquired, supporting network expansion and earnings growth.
Fully franked interim dividend of 1c per share declared, maintaining a five-year track record and reinstating the Dividend Reinvestment Plan.
Financial highlights
Revenue up 8% year-over-year to $206.7m; operating EBITDA up 18% to $34.2m.
Core gross loan book grew 10% to $173.9m; run-down loan books declined 35% to $56.7m.
Bad and doubtful debts fell 59% year-over-year, and net loss rate improved to 13.7% from 15.5%.
Cash and equivalents at $43.5m, down 41% due to M&A outlays and business combinations.
AU and UK store profit before tax up 44% to $15.8m.
Outlook and guidance
Near-term focus on managing lending transition and supporting earnings through franchise store acquisitions in Australia and the UK.
Growth expected from the new Cashies Loan product and exit from SACC/payday lending.
Funding headroom and strong balance sheet support further investment and expansion.
Continued investment in higher-margin retail and luxury store formats, with a diversified, lower-cost funding structure.
Customer demand remains robust despite cost-of-living pressures.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Cash Converters International earnings date
H2 202626 Aug, 2026
Cash Converters International
Next Cash Converters International earnings date
H2 202626 Aug, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Cash Converters International Limited is an Australian company specializing in personal finance services and retail operations. The company operates a network of franchised and corporate-owned stores that offer second-hand retail goods as well as financial services. Its product offerings include the purchase and sale of pre-owned items, primarily electronics, jewelry, and household goods, through both in-store and online channels. Additionally, Cash Converters provides a range of consumer finance solutions, including personal loans and pawn-broking services. Cash Converters International Limited is headquartered in Perth, Australia, and its shares are listed on the ASX.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage