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Cash Converters International (CCV) investor relations material

Cash Converters International AGM 2025 summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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AGM 2025 summary20 Nov, 2025

Opening remarks and agenda

  • AGM opened with confirmation of quorum, explanation of virtual meeting procedures, and introduction of board, executive team, and Deloitte auditors.

Financial performance review

  • FY 2025 operating EBITDA reached AUD 74.5 million, up 8% year-on-year; NPAT was AUD 25.1 million, up 20%.

  • FY2025 revenue was AUD 385.3 million, up 1% from FY24; Q1 FY26 unaudited revenue was AUD 100 million, up 4% year-on-year.

  • Store segment EBITDA rose 29% to AUD 31.3 million; cash and equivalents at year-end were AUD 73.2 million, up 30%.

  • Australian store revenue increased 10% to AUD 43.8 million, and UK store revenue rose 32% to AUD 27.6 million.

  • Personal finance segment revenue fell 23% to AUD 17.7 million due to product transition.

Board and executive committee updates

  • Board and management remain focused on long-term growth via store acquisitions in Australia and the UK, and new loan product growth.

  • Thanks extended to board, management, and staff for their contributions and execution of strategy.

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Frequently asked questions

Cash Converters International Limited is an Australian company specializing in personal finance services and retail operations. The company operates a network of franchised and corporate-owned stores that offer second-hand retail goods as well as financial services. Its product offerings include the purchase and sale of pre-owned items, primarily electronics, jewelry, and household goods, through both in-store and online channels. Additionally, Cash Converters provides a range of consumer finance solutions, including personal loans and pawn-broking services. Cash Converters International Limited is headquartered in Perth, Australia, and its shares are listed on the ASX.

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