Chailease Holding Company (5871) investor relations material

Executive summary

• Consolidated credit portfolio grew 5% year-over-year and 1% sequentially, returning to growth in line with yearly guidance.

• Asset quality stabilized with slight improvement; ASEAN segment continued to deliver growth in both portfolio and profits.

• Consolidated financial statements for the six months ended June 30, 2026 and 2025 were audited and found to present fairly in all material respects in accordance with relevant regulations and standards.

• The group operates primarily in leasing and financing services, with a diversified portfolio across Taiwan, China, ASEAN, and other regions.

Financial highlights

• Consolidated revenue for 1H2026 was NT$48,295 million, down 2% year-over-year but up 1% sequentially.

• Net profit for 1H2026 reached NT$11,428 million, up from NT$10,991 million year-over-year; 2Q2026 net profit was NT$5,255 million, down 6% sequentially.

• EPS for 1H2026 was NT$5.84, up from NT$5.69 in 1H2025.

• Cost to income ratio improved to 28% in 1H2026 from 30% in 1H2025.

• Total assets as of June 30, 2026 were NT$993.5 billion.

Outlook and guidance

• Management reaffirmed yearly guidance as the consolidated portfolio returned to growth.

• The group continues to adopt new IFRS standards and is preparing for future changes in financial reporting, including IFRS 18 and amendments to IAS 28.

• Management expects no significant impact from upcoming standards and maintains a focus on compliance and risk management.