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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Chang Hwa Commercial Bank
Chang Hwa Commercial Bank (2801) investor relations material
Chang Hwa Commercial Bank Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary25 Aug, 2026
Executive summary
H1 2026 net income reached NT$11.314bn, up 23.93% YoY; basic EPS was NT$0.94.
Loans grew 7.17% YoY to NT$2,141bn, with overseas loans up 26.30%.
Asset quality remained strong, with an NPL ratio of 0.15% and coverage of 901.58%.
Financial highlights
H1 net revenue and gains were NT$25.829bn versus NT$22.534bn; pre-tax income was NT$13.113bn versus NT$10.981bn.
H1 net interest income rose to NT$15.222bn from NT$12.965bn; net service fee income was NT$5.006bn versus NT$3.696bn.
Net fee income grew 35.45% YoY, with wealth management contributing 78.42% of fee income.
Cost-income ratio improved to 43.46% from 46.18%.
Segment performance
Overseas loans represented 10.07% of total loans; Europe and America led growth.
Overseas and OBU operations contributed 24.2% of H1 PPOP.
NTD loans were 83.33% of total loans; FX loans grew 21.03% YoY.
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Latest events from Chang Hwa Commercial Bank
- 6M24 net income up 6.19% YoY, with strong asset growth and robust capital position.2801
Q2 2024 - Net income after tax up 9.89% YoY to NT$11.25bn, EPS NT$1.00, assets at NT$3.17tn.2801Q3 2024
- Net income up 15.12% YoY to NT$14.95bn, with strong asset growth and robust capital ratios.2801Q4 2024
- Q1 2025 net income up 7.92% YoY, driven by robust loan growth and strong asset quality.2801Q1 2025
- Net income surged 22.64% YoY to NT$9.13 billion, with strong asset quality and capital adequacy.2801Q2 2025
- Net income rose 25.8% YoY to NT$14.15bn, driven by loan growth and strong asset quality.2801Q3 2025
- Net income rose 18.93% YoY to NT$17.78 billion, with assets at NT$3,377 billion and strong capital ratios.2801Q4 2025
- Net income and EPS increased, driven by strong loan growth and robust capital.2801Q1 2026
Next Chang Hwa Commercial Bank earnings date
Q3 202613 Nov, 2026
Chang Hwa Commercial Bank
Next Chang Hwa Commercial Bank earnings date
Q3 202613 Nov, 2026
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