)
Edge17 Oct 2025
A Castle in the Sky: The Story of Oracle
Oracle's journey from database innovator to disciplined enterprise backbone, now shaping the AI buildout with a standardized cloud infrastructure.
Cheche Group (CCG) investor relations material
Cheche Group H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary28 Aug, 2025
Executive summary
Partnerships with 15 NEV companies drove 810,000 embedded policies and RMB2.6 billion in written premiums, up 135.5% and 150.6% year-over-year, now representing 22.5% of total written premiums.
Net loss improved 53.4% year-over-year to RMB25.6 million; adjusted net loss improved 56.9% to RMB10.5 million.
Gross profit increased 1.7% to RMB65.8 million, with gross margin improvement due to higher NEV premium mix and operational efficiency.
Launched AI-driven insurance tools and fintech solutions for automakers, targeting international expansion starting Q4 2025.
Positioned as the largest digital auto insurance platform in China, with strong NEV partnerships and a roadmap for global growth.
Financial highlights
Total written premiums for H1 2025 increased 4% to RMB11.5 billion; policies issued rose to 8.3 million.
Net revenues for H1 2025 were RMB1,348.7 million, down 17.7% year-over-year due to a higher NEV premium mix with lower service fee rates.
Gross profit was RMB65.8 million, nearly flat year-over-year, with margin improvement offsetting lower revenues.
Net loss per share improved to RMB0.31 (basic/diluted); adjusted net loss per share improved to RMB0.13.
Cash, cash equivalents, and short-term investments totaled RMB167.2 million as of June 30, 2025.
Outlook and guidance
Revised full-year 2025 net revenue guidance to RMB3.0–3.3 billion, down from RMB3.6–3.8 billion, reflecting business structure changes.
Affirmed total written premiums guidance of RMB25.5–27.0 billion and NEV written premiums of RMB7.0–8.0 billion.
Adjusted operating results expected to shift from loss to profit for the full year.
Targeting 30–40% NEV market share in 3–5 years, up from current 10%; NEV business projected to account for 50–70% of total business in 3–5 years.
Impact of NEV mix shift on net revenue guidance?
Expected revenue from new AI solutions (3-5 years)?
How will global expansion validate NEV pricing models?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Cheche Group earnings date
H2 202512 Mar, 2026
Next Cheche Group earnings date
H2 202512 Mar, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Company Research17 Oct 2025
Beneath the Surface: A Conversation with Epiroc CEO Helena Hedblom
Legacy, innovation, and leading one of Sweden's most influential industrial companies into a new era.
)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Frequently asked questions
Cheche Group Inc. (CCG) operates a technology-driven platform focused on auto insurance in China. Founded in 2014, the company aims to digitalize and enhance the transparency, accessibility, and efficiency of the insurance purchase process. Cheche Group provides a variety of digital insurance transaction services, including products like Easy-Insur, an auto insurance transaction platform, and Sky Frontier, an AI-based business intelligence platform. Additionally, the company offers non-auto insurance products and services, such as property and casualty insurance, along with cloud-based SaaS solutions for insurance intermediaries. The company's services cater to insurance carriers, intermediaries, third-party platforms, referral partners, and consumers. The company is headquartered in Beijing, China, and its shares are listed on the NASDAQ.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage