)
Chicago Atlantic Real Estate Finance (REFI) investor relations material
Chicago Atlantic Real Estate Finance Registration Filing summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Company overview and business model
Operates as a commercial mortgage REIT focused on originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate, primarily for state-licensed cannabis operators.
Portfolio consists mainly of senior loans to cannabis industry operators, secured by real estate, equipment, receivables, licenses, or other assets, with strict loan covenants and guarantees for risk mitigation.
Externally managed by Chicago Atlantic REIT Manager, LLC, typically co-lending on transactions and holding up to $50 million per loan, with affiliates or third parties holding the remainder.
Aims to maintain a diversified portfolio across geographies and cannabis industry verticals, and may invest in non-cannabis companies or properties if consistent with investment objectives.
Elected to be taxed as a REIT since 2021, seeking to provide attractive, risk-adjusted returns primarily through current income dividends and secondarily through capital appreciation.
Financial performance and metrics
As of January 15, 2026, 21,080,272 shares of common stock were issued and outstanding.
The last reported sale price of common stock on January 15, 2026, was $12.69 per share on Nasdaq under the symbol "REFI."
Approximately $452,114,647 of securities remain unsold from a prior $500 million registration, now being carried forward.
Use of proceeds and capital allocation
Net proceeds from securities sales will be used as specified in future prospectus supplements; pending use, funds may be invested in short-term, interest-bearing investments consistent with REIT qualification.
Next Chicago Atlantic Real Estate Finance earnings date
Next Chicago Atlantic Real Estate Finance earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)