Logotype for Chimera Investment Corporation

Chimera Investment (CIM) investor relations material

Chimera Investment Q3 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Chimera Investment Corporation
Q3 2025 earnings summary6 Nov, 2025

Executive summary

  • Completed the acquisition of HomeXpress for $240–$267 million in cash and stock, diversifying revenue streams and expanding into Non-QM mortgage origination.

  • Transitioned into a fully integrated mortgage business with origination, management, and investment capabilities, leveraging synergies from Palisades and HomeXpress.

  • Portfolio repositioned with increased allocation to Agency RMBS and reduced residential credit exposure, supporting strategic goals.

  • Diverse revenue streams now include permanent capital, mortgage origination, advisory services, and third-party capital management.

  • Q3 2025 focused on strategic asset sales and liquidity management to fund acquisitions and maintain flexibility.

Financial highlights

  • Reported a GAAP net loss of $22 million ($0.27/share) for Q3 2025, with earnings available for distribution of $30 million ($0.37/share).

  • GAAP book value per share was $20.24 at September 30, 2025, down 3.2% from Q2.

  • Economic net interest income for Q3 2025 was $68.6–$69 million, with a net interest spread of 1.4%.

  • Total leverage at quarter-end was 4.8x; recourse leverage was 2.0x.

  • Liquidity at quarter-end was $491–$752 million, with unencumbered assets of $261 million.

Outlook and guidance

  • HomeXpress expected to be accretive to earnings in Q4 2025 and 2026, with projected after-tax ROE of 20–25%.

  • 2026 HomeXpress originations projected at $4–$4.4 billion, with after-tax earnings of $53–$68 million.

  • Management remains focused on liquidity, diversification, and leveraging the HomeXpress acquisition for Non-QM origination growth.

  • Dividend of $0.37 per common share declared for Q3 2025; economic return for the quarter was (1.4)%.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next Chimera Investment earnings date

Logotype for Chimera Investment Corporation
Q4 202511 Feb, 2026
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Chimera Investment earnings date

Logotype for Chimera Investment Corporation
Q4 202511 Feb, 2026

The essential earnings season companion

The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Chimera Investment Corporation is a real estate investment trust that invests in residential mortgage assets. The company’s portfolio includes mortgage-backed securities, residential loans, and other real estate-related investments. It aims to generate income through interest and capital appreciation. The company is headquartered in New York, New York, and its shares are listed on the NYSE.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage