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Chimera Investment (CIM) investor relations material
Chimera Investment Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary6 Nov, 2025
Executive summary
Closed the acquisition of HomeXpress for $240 million in cash and stock on October 1, 2025, diversifying revenue streams and expanding into Non-QM mortgage origination.
Transitioned into a fully integrated mortgage business with origination, management, and investment capabilities.
Portfolio repositioned with 73% in residential mortgage loans, 21% in Agency RMBS, and 6% in Non-Agency RMBS as of September 30, 2025.
Diverse revenue streams from permanent capital, mortgage origination, advisory services, and third-party capital management.
Issued $120 million of 8.875% senior unsecured notes due 2030 to support liquidity and acquisition funding.
Financial highlights
GAAP net loss for Q3 2025 was $22 million ($0.27 per share); earnings available for distribution were $30 million ($0.37 per share).
Book value per share at quarter-end was $20.24, down 3.2% from Q2 2025.
Economic return for Q3 2025 was (1.4)%; year-to-date economic return was 8.3%.
Net interest income for Q3 2025 was $65.0 million; economic net interest income was $68.6 million, with a net interest rate spread of 1.4%.
Total leverage at period-end was 4.8x; recourse leverage was 2.0x.
Outlook and guidance
HomeXpress acquisition expected to be accretive to earnings in Q4 2025 and 2026, with estimated after-tax ROE of 19–25%.
2026 HomeXpress projections: $4–$4.4 billion in originations, after-tax earnings of $53–$68 million.
Management expects continued portfolio repositioning, maintaining flexibility to respond to market volatility and policy uncertainty.
Dividend of $0.37 per common share declared for Q3 2025.
HomeXpress loan retention strategy and returns?
Unlocking capital from legacy securitizations?
Book value decline: loan vs. securitized debt mark?
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Next Chimera Investment earnings date
Q4 202511 Feb, 2026
Next Chimera Investment earnings date
Q4 202511 Feb, 2026
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Frequently asked questions
Chimera Investment Corporation is a real estate investment trust that invests in residential mortgage assets. The company’s portfolio includes mortgage-backed securities, residential loans, and other real estate-related investments. It aims to generate income through interest and capital appreciation. The company is headquartered in New York, New York, and its shares are listed on the NYSE.
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