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China Construction Bank
China Construction Bank (939) investor relations material
China Construction Bank Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 earnings summary29 Apr, 2026
Executive summary
Operating income for Q1 2026 reached RMB206.42 billion, up 10.98% year-over-year; net profit was RMB86.82 billion, up 3.68% year-over-year.
Total assets grew to RMB47.13 trillion, a 3.29% increase from year-end 2025; total equity rose 2.29% to RMB3.77 trillion.
The group maintained robust operations amid global economic sluggishness and domestic challenges, focusing on technology, green, inclusive, pension, and digital finance.
Financial highlights
Net interest income rose 8.13% year-over-year to RMB153.47 billion; net non-interest income increased 20.15% to RMB52.95 billion.
Net fee and commission income was RMB39.98 billion, up 6.72% year-over-year.
Cost-to-income ratio improved to 21.27%, down 1.70 percentage points year-over-year.
Credit impairment losses increased 28.04% year-over-year to RMB61.66 billion.
Basic and diluted EPS remained at RMB0.33.
Outlook and guidance
The group aims to further strengthen capabilities in serving national construction, risk prevention, and international competition, while supporting high-quality economic development.
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Latest events from China Construction Bank
- Net profit up 1.04% to RMB 339B, with strong digital, loan, and ESG-driven growth.939
Q4 20252 Apr 2026 - Net profit was RMB 165.04B as assets and capital ratios stayed strong, despite margin pressure.939Q2 202422 Jan 2026
- Net profit rose 0.65% to RMB257,112 million, with assets up 6.87% and strong capital ratios.939Q3 202417 Jan 2026
- Net profit up 1.15% to RMB 336.3B, with strong asset quality and digital finance leadership.939Q4 20243 Dec 2025
- Net profit grew 0.52% to RMB258,446 million, with assets up 11.83% and strong capital ratios.939Q3 20253 Dec 2025
- Net profit fell 1.45% to RMB162.64B, assets up 9.52%, NPL ratio at 1.33%.939Q2 20253 Dec 2025
- Net profit fell 3.64% year-over-year as assets and green, tech, and inclusive loans expanded.939Q1 20253 Dec 2025
Next China Construction Bank earnings date
Q2 202628 Aug, 2026
China Construction Bank
Next China Construction Bank earnings date
Q2 202628 Aug, 2026
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Eferix Drawings Google Play
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@ankurshah47_ x.com
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Amina0781App Store
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@theshortbearx.com
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