Logotype for China Minsheng Banking Corp Ltd

China Minsheng Banking Corp (600016) investor relations material

China Minsheng Banking Corp Q3 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for China Minsheng Banking Corp Ltd
Q3 2025 earnings summary30 Oct, 2025

Executive summary

  • Operating income for the first three quarters of 2025 rose 6.74% year-over-year to RMB108,509 million, with net interest and non-interest income both increasing.

  • Net profit attributable to equity holders declined 6.38% year-over-year to RMB28,542 million, mainly due to higher impairment losses and operating expenses.

  • Total assets grew 0.74% from the end of 2024 to RMB7,872,864 million, while total loans and advances to customers slightly decreased by 0.31%.

  • The bank advanced strategic initiatives in sci-tech, green, inclusive, ageing, and digital finance, with notable growth in green credit and digital platform users.

Financial highlights

  • Net interest income for the first nine months increased 2.40% year-over-year to RMB75,510 million.

  • Net non-interest income rose 18.20% year-over-year, driven by gains from fair value changes and increased trading activities.

  • Basic and diluted EPS for the nine months was RMB0.59, down 1.67% year-over-year.

  • Net cash flow from operating activities turned positive at RMB46,055 million, compared to a net outflow in the prior year.

Outlook and guidance

  • The bank continues to focus on high-quality development, asset-liability structure optimization, and risk control.

  • Strategic emphasis remains on expanding key business sectors and digital transformation to drive future growth.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next China Minsheng Banking Corp earnings date

Logotype for China Minsheng Banking Corp Ltd
Q4 202526 Mar, 2026
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next China Minsheng Banking Corp earnings date

Logotype for China Minsheng Banking Corp Ltd
Q4 202526 Mar, 2026

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

China Minsheng Banking Corp Ltd provides a range of banking and financial services to individual and corporate clients. Its offerings include personal and corporate banking, wealth management, investment banking, and treasury operations. The bank supports various industries with tailored financial solutions, including loans, deposits, and payment services. The company is headquartered in Beijing, China, and its shares are listed on the SSE and SEHK.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage