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Edge20 Mar 2026
Tetra Pak: The Shape of Innovation
The story of Tetra Pak, the Rausing family, and how a paper tetrahedron gave rise to a company that now delivers almost 180 billion packages a year.
City Holding Company
City Holding Company (CHCO) investor relations material
City Holding Company Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary21 Jan, 2026
Executive summary
Achieved record net income of $130.5 million and diluted EPS of $8.93 for 2025, with ROA of 1.97% and return on tangible equity of 21.2%.
Focused on customer service, community engagement, and employee morale, supporting strong financial performance.
Financial highlights
Net interest income rose 7.3% year-over-year to $236.4 million, driven by higher loan balances and lower cost of interest-bearing liabilities.
Non-interest income increased to $77.8 million, up from $73.3 million, with gains in wealth management and service charges.
Non-interest expenses grew 4.7% to $154.1 million, mainly due to higher salaries, benefits, and equipment costs.
Net interest margin improved to 3.94% for 2025, up from 3.86% in 2024.
Book value per share rose to $56.41, and tangible book value per share to $45.41 at year-end.
Outlook and guidance
Management anticipates that recent declines in investment income will be offset by loan growth in early 2026.
Forward-looking statements highlight risks from economic conditions, credit quality, interest rates, and regulatory changes.
DDA account growth trend vs. customer focus strategy
Q1 2026 NII outlook given swap maturities and loan growth
Deposit mix's role in funding stability and loan growth
Partial view of Summaries dataset, powered by Quartr API
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Latest events from City Holding Company
- Proxy covers director elections, auditor ratification, say-on-pay, and strong governance.CHCO
Proxy Filing2 Dec 2025 - Record earnings and robust loan growth, with strong capital and stable credit quality.CHCOQ3 20255 Nov 2025
- Record earnings, higher margins, and strong capital position marked the latest quarter.CHCOQ2 20256 Aug 2025
- Q3 net income was $29.8M, with strong capital and a 10% dividend hike despite a $2M charge-off.CHCOQ3 202413 Jun 2025
- Six-month net income rose to $58.6M, with strong capital and ongoing share repurchases.CHCOQ2 202413 Jun 2025
- 2024 net income rose 2.4% to $117.1M, with strong capital and loan growth.CHCOQ4 20249 Jun 2025
- Q1 2025 net income rose to $30.3M, with strong capital and continued loan growth.CHCOQ1 20256 Jun 2025
Next City Holding Company earnings date
Q1 202624 Apr, 2026
City Holding Company
Next City Holding Company earnings date
Q1 202624 Apr, 2026
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excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
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@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
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