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Cliq Digital (CLIQ) investor relations material
Cliq Digital Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
New global card scheme and acquirer bank policies have severely restricted new customer acquisition and payment processing, creating major operational constraints and uncertainty about financial impact.
Revenue for H1 2025 declined 31% year-over-year to €98M, mainly due to reduced customer acquisition costs and a weaker US dollar.
EBITDA for H1 2025 increased by over 30% to €6.5M, with margin rising to 6.6% from 3.4% year-over-year, reflecting a shift to profitability-first strategy.
The company has withdrawn its 2025 outlook due to inability to reliably quantify the full financial implications of these disruptions.
Strategic focus remains on cost control, profitability, and adapting the business model to the evolving regulatory and payment landscape.
Financial highlights
Group sales for H1 2025 declined to €98M from €141M year-over-year; Q2 sales dropped to €48M from €50M sequentially.
EBITDA for H1 2025 was €6.5M, up 34% year-over-year; Q2 EBITDA was €3.3M, up 5% sequentially.
Net profit in Q2 was €0.5M, down from €0.9M in Q1; EPS decreased from €0.16 to €0.09 sequentially.
Customer acquisition costs halved year-over-year to €27M for H1; Q2 CAC was €12M, down 20% sequentially.
Operating free cash flow turned positive at €8.9M for H1 2025; net cash position at June 30 was €20M.
Outlook and guidance
Outlook for 2025 withdrawn due to significant disruptions in the digital payments ecosystem, restricting ability to process payments and acquire new customers.
Material adverse effects on sales, EBITDA, and balance sheet items are expected for the remainder of 2025.
The company will continue to balance growth initiatives with profitability discipline and reassess CAC investments as market conditions evolve.
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