)
Visual24 Oct 2025
The rise of Alphabet
Commercial Bancgroup (CBK) investor relations material
Commercial Bancgroup IPO Filing summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.IPO Filing summary22 Sep, 2025
Company overview and business model
Bank holding company based in Tennessee, operating through a full-service community bank with 34 offices in TN, KY, and NC.
Focuses on traditional consumer and commercial banking, targeting small and medium-sized businesses and individuals.
Growth driven by organic expansion and strategic acquisitions, including recent entry into the Charlotte, NC market.
Emphasizes relationship banking, technology investment, and decentralized local market leadership.
Plans further expansion with a new branch in Belmont, NC in 2026.
Financial performance and metrics
As of June 30, 2025: $2.3B in assets, $1.8B in loans, $1.9B in deposits, $235.3M in equity.
Net income for the six months ended June 30, 2025: $17.6M, up 6% YoY; annualized ROAA: 1.55%.
2024 net income: $31.4M; total assets grew 4.8% YoY; loan growth 7.1% YoY.
Efficiency ratio improved to 47.7% for 1H 2025; tangible book value per share rose 6.4% to $18.22.
Nonperforming assets at 0.30% of total assets; allowance for credit losses at 1.00% of loans.
Use of proceeds and capital allocation
IPO proceeds ($21.3M estimated) will repay $20.7M in holding company debt and redeem $6.2M in subordinated debentures; any remainder for general corporate purposes.
No proceeds from shares sold by selling shareholders.
Post-IPO, capital ratios will improve: CET1 to 13.6%, leverage ratio to 11.0%.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Commercial Bancgroup earnings date
Q3 202528 Oct, 2025
Next Commercial Bancgroup earnings date
Q3 202528 Oct, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage