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Community Trust Bancorp (CTBI) investor relations material
Community Trust Bancorp Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Key financial metrics and competitive position
Total assets reached $7.0 billion and market capitalization is $1.3 billion as of June 30, 2026.
Cash dividend yield stands at 2.93% with a P/E ratio of 11.4x and price to book value of 1.5x.
Ranked 3rd largest Kentucky-domiciled bank holding company and 2nd in deposit market share among Kentucky-based FDIC institutions.
Franchise footprint and operations
Operates 78 locations across 37 counties in Kentucky, Tennessee, and West Virginia, including 5 trust offices.
Regional loan and deposit balances: Central ($1.2B/$1.6B), South Central ($1.3B/$1.3B), Eastern ($1.0B/$2.3B), Northeastern ($0.6B/$0.8B).
Assets under management total $4.3 billion with $24.2 million in revenues as of June 2026.
Financial performance and growth
EPS increased 21.1% from 2025 to 2026; net income rose 21.2% in the same period.
Revenues grew 12.0% from 2025 to 2026; net interest revenue up 13.6%.
Net interest margin improved to 3.79% YTD 2026, outperforming peers.
Return on average assets (ROAA) at 1.70% and return on average equity (ROAE) at 13.01% YTD 2026.
- Record net income, strong loan growth, and a 22.6% dividend increase highlight robust results.CTBI
Q2 2026 - Record earnings, asset growth, and dividends in 2025; strong momentum continues into 2026.CTBI
Investor presentation - Net income up 23.8% year-over-year, with strong loan growth and robust capital ratios.CTBI
Q1 2026 - Proxy covers director elections, auditor ratification, executive pay, risk, and governance.CTBI
Proxy Filing - Assets at $5.8B, strong asset quality, and 44 years of dividend growth highlight performance.CTBI
Investor presentation - Assets at $6.0B, strong growth, stable credit, and 44 years of rising dividends.CTBI
Investor presentation - Assets, earnings, and dividends all rose in 2024, with continued focus on growth and efficiency.CTBI
Investor presentation - Assets, earnings, and dividends all increased in 2024, supporting strong shareholder value.CTBI
Investor presentation - 2024 saw record assets, robust earnings, and continued dividend growth, with strong Q1 2025 momentum.CTBI
Investor presentation
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