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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
CREDIT BANK OF MOSCOW
CREDIT BANK OF MOSCOW (CBOM) investor relations material
CREDIT BANK OF MOSCOW Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary27 Aug, 2026
Executive summary
H1 2026 profit was RUB 15.642bn vs RUB 6.944bn YoY; Q2 profit was RUB 1.348bn vs RUB 4.640bn.
Assets were RUB 4.653tn at 30 June 2026, down from RUB 4.874tn at 31 December 2025; equity rose to RUB 388.6bn from RUB 371.9bn.
Independent review concluded that nothing came to attention indicating material non-compliance with the stated preparation basis; this was a review, not an audit.
Financial highlights
H1 net interest income rose to RUB 55.331bn from RUB 41.978bn; after debt-asset credit losses, net interest income was RUB 41.199bn vs RUB 30.569bn.
H1 net fee and commission income was RUB 6.097bn vs RUB 7.019bn; operating income was RUB 40.526bn vs RUB 27.133bn.
H1 credit-loss charge on debt financial assets increased to RUB 14.132bn from RUB 11.409bn; operating expenses declined to RUB 14.708bn from RUB 20.800bn.
Basic and diluted EPS was RUB 0.41 for H1 2026 vs RUB 0.15; Q2 EPS was RUB 0.01 vs RUB 0.11.
Outlook and guidance
In H1 2026, the CBR lowered its key rate from 16% to 14.25%; it cut the rate to 14% in July while retaining tight monetary conditions to curb inflation.
Management cautioned that future Russian business conditions may differ from its assessment; operations were described as non-seasonal and non-cyclical.
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Latest events from CREDIT BANK OF MOSCOW
- Q1 2026 net profit jumped to RUB 14.3bn, with robust capital and merger approval.CBOM
Q1 2026 - Net profit and capital ratios improved in 2025, despite higher credit risk and lower assets.CBOMQ4 2025
- Net profit reached RUB 28.9bn, assets grew, and capital ratios remained robust amid sanctions.CBOMQ3 2025
- Profit and net interest income fell sharply, but capital ratios strengthened.CBOMQ2 2025
- Profit fell sharply despite asset growth, as comprehensive income was hit by market losses.CBOMQ2 2024
- Sharp drop in profit and comprehensive income amid sanctions-driven disclosure limits.CBOMQ3 2024
- Net income fell to RUB 20.9bn in 2024 as NPLs and funding costs increased.CBOMQ4 2024
- Q1 2025 profit fell 83% year-over-year as sanctions and costs weighed on results.CBOMQ1 2025
Next CREDIT BANK OF MOSCOW earnings date
Q3 202627 Nov, 2026
CREDIT BANK OF MOSCOW
Next CREDIT BANK OF MOSCOW earnings date
Q3 202627 Nov, 2026
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