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Credit Bureau Asia (TCU) investor relations material
Credit Bureau Asia H2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Maintained net profit margin above 50% in FY2025 despite global volatility and a slight reduction in PATMI, mainly due to lower interest income and a weaker US dollar.
Achieved resilient revenue streams and continued to invest in scalable platforms and regional expansion.
Board recommends a final dividend of 2.2 Singapore cents per share, totaling 4.2 cents for FY2025, a 5% increase over FY2024.
Credit Bureau Singapore granted consumer credit bureau license by MAS, effective 1 April 2025.
Named in Forbes Asia's "Best Under A Billion" for the second consecutive year.
Financial highlights
Group revenue: S$60.1M in FY2025, up from S$59.7M in FY2024.
PATMI: S$10.7M in FY2025, down from S$11.2M in FY2024.
FI Data Business revenue: S$28.0M in FY2025, up from S$27.2M in FY2024.
Non-FI Data Business revenue: S$32.1M in FY2025, slightly down from S$32.6M in FY2024.
Final dividend proposed: 2.2 cents per share; total dividend for FY2025: 4.2 cents per share.
Outlook and guidance
Optimistic outlook for 2026 and beyond, with focus on technology, regional presence, and innovation.
Commitment to disciplined capital management and continued review of investment opportunities.
- Double-digit revenue and profit growth, regional expansion, and higher dividends in FY2024.TCU
H2 202427 May 2026 - Double-digit revenue and profit growth achieved, with higher interim dividend declared.TCU
H1 202427 May 2026 - FI Data growth offset Non-FI softness, with revenue up 2.2% but profit down 2.8%.TCU
H1 202527 May 2026
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