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Crossfirst Bankshares
Crossfirst Bankshares (CFB) investor relations material
Crossfirst Bankshares has been acquired
Crossfirst Bankshares Q4 2024 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2024 earnings summary28 Jan, 2025
Executive summary
Achieved record Q4 net income of $22.1M ($0.44/diluted share) and record full-year net income of $78.5M ($1.56/diluted share); adjusted net income was $22.9M for Q4 and $81.6M for the year, excluding merger costs.
Regulatory and shareholder approvals for merger with First Busey Corporation obtained; closing expected March 1, 2025.
Operating revenue grew 7% year-over-year to $261.8M; efficiency ratio improved to 57.69% for the year.
Financial highlights
Q4 net income rose to $22.1M from $19.6M in Q3 and $17.7M in Q4 2023; full-year net income up from $66.7M in 2023.
Q4 operating revenue was $68.9M, up from $67.1M in Q3 and $61.4M in Q4 2023.
Net interest margin (FTE) for Q4 was 3.41%, up from 3.29% in Q3 and 3.23% in Q4 2023; full-year NIM (FTE) was 3.28%.
Adjusted diluted EPS for Q4 was $0.45, up from $0.43 in Q3 and $0.39 in Q4 2023; full-year adjusted EPS was $1.62.
Book value per share grew 9% to $15.69; tangible book value per share up 10% to $14.97 year-over-year.
Outlook and guidance
Merger with Busey expected to close March 1, 2025, with anticipated expanded product offerings and operational synergies.
No conference call or webcast for Q4 and full-year 2024 results due to pending merger.
Busey merger: key strategic benefits
Drivers of non-performing asset increase?
Balance sheet interest rate sensitivity impact on NII?
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Latest events from Crossfirst Bankshares
- Q2 net income up, margins steady, credit quality strong, and capital returns continue.CFB
Q2 20243 Feb 2026 - $20B-asset merger delivers growth, synergies, and strong returns across 10 states.CFBM&A Announcement23 Jan 2026
- Q3 net income rose, margins improved, and a major merger is set for early 2025.CFBQ3 202413 Jun 2025
Crossfirst Bankshares
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