)
DB Insurance (005830) investor relations material
DB Insurance Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Revenue increased 7.6% year-over-year in 3Q25 and 11.0% for the nine-month period, reaching KRW 4,700bn and KRW 15,191bn, respectively.
Net income declined 35.4% year-over-year in 3Q25 and 24.0% for the nine-month period, totaling KRW 293bn and KRW 1,200bn.
Operating profit and underwriting profit both saw significant declines, while investment profit rose sharply.
Financial highlights
Underwriting profit dropped 71.7% year-over-year in 3Q25 and 47.0% for the nine-month period.
Investment profit increased 23.0% in 3Q25 and 43.6% for the nine-month period.
Operating profit fell 33.5% in 3Q25 and 20.0% for the nine-month period.
Net income before tax decreased 34.1% in 3Q25 and 20.4% for the nine-month period.
Outlook and guidance
Shareholder return rate is planned to increase to over 35% by 2028, up from 23.0% in 2024, contingent on maintaining a K-ICS ratio between 200% and 220%.
Dividend per share is projected to rise, with a target of KRW 6,800 by 2028.
- Net income jumped 24.9% in 3Q 2024, with investment profit up 255.6% year-over-year.005830
Q3 20243 Mar 2026 - Revenue up 7.4% YoY, but net income down 23.4% on weaker insurance profit.005830
Q1 20253 Mar 2026 - Revenue up 17.7% but net income down 14.9% in 2Q 2025; K-ICS ratio at 204.7%.005830
Q2 20253 Mar 2026 - Double-digit growth in revenue and net income, with robust capital and higher shareholder returns.005830
Q2 20243 Mar 2026 - Net income rose 15.3% and dividends increased, with a focus on efficiency and growth for 2025.005830
Q4 20243 Mar 2026
Next DB Insurance earnings date
Next DB Insurance earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Explore our global coverage
)
)