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DelfinGroup AS is a Latvian fintech company specializing in a range of financial services and retail offerings. The company operates primarily through its two main brands, Banknote and VIZIA, providing consumer loans, pawn loans, and Buy Now Pay Later (BNPL) services. DelfinGroup is also involved in the circular economy, selling pre-owned and slightly used goods both online and in its network of over 90 branches across Latvia. The company focuses on enhancing financial inclusion and offers tailored financial products to various customer segments. The company is headquartered in Riga, Latvia, and its shares are listed on the Nasdaq Riga.