East West Bancorp (EWBC) investor relations material

Strategic positioning and growth

• Operates as a leading regional bank with cross-border capabilities, headquartered in Pasadena, CA, and over 50 years in operation.

• Expanded from roots in the U.S. Asian-American community to bridge businesses across the Pacific.

• Achieved significant asset growth, surpassing $83B in assets and $17B in market capitalization as of Q1 2026.

• Maintains a presence in key U.S. and Asian markets, with over 3,300 employees.

• Recognized as a top-performing bank for three consecutive years by industry publications.

Financial strength and capital position

• Tangible common equity ratio of 10.3% as of March 31, 2026, well above peer median of 7.1%.

• Regulatory capital consistently exceeds requirements for well-capitalized institutions.

• Tangible book value per share reached $62.27 at Q1 2026.

Deposit and liquidity profile

• $69B in deposits with a granular, diverse base; 704,000 domestic accounts and average account size of ~$90,000.

• Average retail relationship tenure of 14 years and commercial tenure of 7 years.

• Maintains $4B in cash and equivalents and $17B in securities, with substantial additional funding sources.