East West Bancorp (EWBC) investor relations material

Strategic growth and market presence

• Assets have grown to $85 billion, with significant expansion through acquisitions and entry into key U.S. and Asian markets since 1999.

• Headquartered in Pasadena, California, with over 50 years of operation and more than 25 years on Nasdaq.

• Recognized as a top-performing bank for three consecutive years by industry publications.

Financial strength and capital position

• Market capitalization stands at $18 billion, with $70 billion in deposits as of June 30, 2026.

• Tangible common equity ratio is 10.4%, well above the 7.0% median for peer banks.

• Regulatory capital consistently exceeds requirements for well-capitalized institutions.

Deposit and liquidity management

• Maintains a granular, diverse deposit base with approximately 700,000 domestic accounts and an average account size of $95,000.

• Average retail relationship tenure is 14 years, commercial tenure is 7 years.

• Holds $4 billion in cash and equivalents and $18 billion in securities, ensuring ample liquidity.

• Substantial additional funding available from wholesale sources and federal programs.