ECB Bancorp Investor Relations Material

ECB Bancorp, Inc. operates as the holding company for Everett Co-operative Bank, a Massachusetts-chartered stock cooperative bank. The bank provides a range of financial services, including accepting various deposit products such as certificates of deposit, IRAs, money market accounts, and checking accounts. It also offers loan products, which include residential real estate loans, commercial and multifamily real estate loans, construction and land loans, as well as home equity loans and lines of credit. In addition to its core banking activities, ECB Bancorp invests in securities, primarily U.S. government obligations, mortgage-backed securities, and corporate bonds. The company is headquartered in Everett, Massachusetts, and its shares are listed on the NASDAQ.