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Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company's insurance programs include primary mortgage insurance covering property losses, as well as risk sharing, reinsurance, and other arrangements covering losses and related claims costs; mortgage guaranty reinsurance covering bulk creditor-placed; and collateral protection insurance comprising property insurance written on residential collateral to protect the interests of lenders. It also offers claims administration services for mortgage servicing professionals.