Enento Group
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Enento Group (ENENTO) investor relations material

Enento Group Pre-Silent Call summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Pre-Silent Call summary9 Jan, 2026

Executive summary

  • New CEO Teppo Paavola introduced himself, highlighting a background in financial services and digital transformation, with a focus on growth in a challenging economic environment.

  • The macroeconomic environment in Finland and Sweden remains stable but muted, with delayed recovery and low consumer confidence persisting.

Trading performance and revenue trends

  • Business Insight in Finland showed solid performance, supported by stable enterprise credit business and growth in compliance and real estate services.

  • Consumer Insight volumes remain muted in both Finland and Sweden, reflecting low consumer confidence and stable but subdued demand.

  • Swedish housing transaction levels declined unexpectedly in November, slightly impacting volumes.

  • SME premium business in Finland stabilized after previous challenges.

Profitability and margins

  • Profitability continues to be impacted by muted revenue, but costs are well controlled.

  • Data acquisition costs have stabilized, with no further impact from previous government price increases.

  • Increased focus on capitalized product development is visible as higher production for own use, positively affecting profitability.

  • One-off costs of €1.5 million were recognized in Q4 due to termination benefits from staff reductions.

CEO's initial growth focus areas?
SME transformation: quantify churn risk?
Strategic impact of increased internal R&D?
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Next Enento Group earnings date

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Q4 202513 Feb, 2026
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Frequently asked questions

Enento Group Oyj is a Finland-based provider of digital business and consumer information services. The company offers credit information, business insights, and risk management solutions to support decision-making for businesses and financial institutions. Its services include credit reports, analytics, and digital platforms for managing customer relationships, compliance, and marketing activities. The company is headquartered in Helsinki, Finland, and its shares are listed on the Nasdaq Helsinki.

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