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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Ethos Technologies
Ethos Technologies (LIFE) investor relations material
Ethos Technologies Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary2 Nov, 2026
Executive summary
Record Q3 revenue of $235.215M, up 151% YoY; adjusted EBITDA was $34.920M and the Rule of 40 score was 166.
Activated 142,111 policies, up 189% YoY; cumulative activated policies exceeded 850,000.
Financial highlights
Q3 GAAP net income was $4.672M versus $15.874M YoY; operating income was $3.847M versus $17.071M.
Q3 adjusted EBITDA was $34.920M versus $18.717M; contribution profit was $66.424M versus $36.694M.
Nine-month revenue was $617.876M versus $277.531M; GAAP net loss was $142.188M versus net income of $46.590M.
Q3 operating cash flow was $40.7M; nine-month operating cash flow was $107.604M.
Outlook and guidance
Q4 2026 revenue guidance is $220M–$224M, representing 102% YoY growth at the midpoint; adjusted EBITDA guidance is $30M–$32M.
FY2026 revenue guidance was raised to $838M–$842M, representing 117% YoY growth at the midpoint; adjusted EBITDA guidance is $134M–$136M.
FY2026 forecast marks a fourth consecutive year of 50%+ growth; growth is forecast to accelerate YoY and remain balanced across segments.
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Latest events from Ethos Technologies
- Integrated tech platform drives rapid, profitable growth in digital life insurance and annuities.LIFE
Goldman Sachs Communacopia + Technology Conference 2026 - Q2 2026 revenue up 113% to $190M, net income $19.5M, $100M share buyback approved.LIFEQ2 2026
- Automated underwriting and digital distribution drive rapid, efficient growth in life insurance.LIFECitizens JMP Technology Conference 2026
- Profitable, tech-driven growth with instant underwriting and expanding product reach at scale.LIFE46th Annual William Blair Growth Stock Conference
- Rapidly scaling digital platform delivers instant underwriting and aims for industry leadership.LIFE2026 Baird Global Consumer, Technology & Services Conference
- Achieved 136% YoY growth in Q1, leveraging AI and tech for efficiency and rapid product expansion.LIFEBank of America 2026 Global Technology Conference
- Q1 2026 revenue jumped 104% YoY, with strong direct channel growth and positive cash flow.LIFEQ1 2026
- Q4 2025 revenue up 65% to $110.1M, with FY 2026 guidance for 32% growth and strong margins.LIFEQ4 2025
- Rapidly growing, profitable insurtech platform launches IPO with dual-class share structure.LIFERegistration Filing
Next Ethos Technologies earnings date
Q4 202625 Feb, 2027
Ethos Technologies
Next Ethos Technologies earnings date
Q4 202625 Feb, 2027
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