Evans Bancorp Investor Relations Material

Evans Bancorp Inc. is a financial services company that operates through its wholly owned subsidiary, Evans Bank, N.A. The company provides a range of banking products and services, including commercial and consumer loans, deposit accounts, and treasury management solutions. In addition to traditional banking, Evans Bancorp offers insurance services through a separate subsidiary, covering personal, commercial, and employee benefits insurance. The company is headquartered in Williamsville, New York, and its shares are listed on the NYSE American.