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EVO Payments, Inc. operates as an integrated merchant acquirer and payment processor in the Americas and Europe. The company offers card processing services in multiple currencies; electronic check conversion, electronic draft capture service (EDC), recurring chargeback prevention tools and other alternative payments products, including gift cards, contactless payments, and loyalty programs. It also provides interfaces to point of sale (POS) systems with software application programming interfaces used as a POS interface by merchants or to support the interchange functions of third party developers; Web service APIs used to create customized applications for e-commerce merchants and encryption services to encrypt credit card number and magstripe information at the point of swipe. In addition, the company offers payment solutions for petroleum merchants, along with gift and fleet card programs for petroleum merchants and other resellers.