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Fairfax Financial (FFH) investor relations material
Fairfax Financial SEO filing summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.SEO filing summary9 Oct, 2025
Company overview and business model
Operates as a holding company with subsidiaries focused on property and casualty insurance, reinsurance, and investment management across global markets.
Employs a decentralized structure with autonomous management teams and a disciplined underwriting strategy.
Offers a diversified portfolio of insurance products and maintains investments managed by a wholly-owned investment subsidiary.
Recent activities include a Cdn $700 million senior notes offering and redemption of preferred shares totaling Cdn $250 million.
Financial performance and metrics
As of June 30, 2025: holding company cash and investments (net of derivative obligations) were $3.03 billion; total debt was $13.2 billion; total equity was $30.0 billion; total capitalization was $43.2 billion.
Debt as a percentage of total capitalization was 30.6%; net debt as a percentage of net total capitalization was 25.4%.
Earnings coverage ratios for the twelve months ended June 30, 2025, and December 31, 2024, were 9.7 and 9.5, respectively; as adjusted, 9.5 and 8.8.
Use of proceeds and capital allocation
No cash proceeds will be received from the issuance of Exchange Notes; the exchange is solely to satisfy obligations under a Registration Rights Agreement.
Initial Notes tendered and exchanged will be retired and cancelled, resulting in no change to outstanding indebtedness.
Recent Canadian Senior Notes proceeds are intended for debt refinancing, potential acquisitions, and general corporate purposes.
Liquidity for unexchanged Initial Notes?
Decentralized model's impact on risk?
Impact of new group capital standards?
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Next Fairfax Financial earnings date
Q3 202531 Oct, 2025
Next Fairfax Financial earnings date
Q3 202531 Oct, 2025
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Frequently asked questions
Fairfax Financial Holdings Limited, provides property and casualty insurance and reinsurance, and investment management services in the north America, Asia, and internationally. The company also offers investment advisory services. It provides property and casualty insurance solutions to businesses; and works as a commercial insurer with diverse lines of business, including owners' professional liability underwriting, builders risk underwriting, environmental liability underwriting, directors' and officers' insurance, fiduciary liability insurance and employment practices liability underwriting. The company markets its insurance products to businesses in a variety of industry sectors. As of December 31, 2017, it served approximately 84,000 clients through a network of approximately 680 independent agents and brokers. Fairfax Financial Holdings Limited is based in Toronto, Canada.
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