Farmers & Merchants Bancorp Investor Relations Material

Farmers & Merchants Bancorp, Inc. operates as the holding company for Farmers & Merchants State Bank, a community bank that offers a range of commercial and retail banking services. The bank primarily serves individuals and small businesses in Northwest Ohio, Northeast Indiana, and parts of Michigan. Its services include checking and savings accounts, certificates of deposit, and custodial services for retirement and health savings accounts. The company also provides various lending options, including commercial, agricultural, residential mortgage, consumer, and home improvement loans. Additionally, Farmers & Merchants Bancorp offers online and mobile banking, along with other digital financial services like remote deposit capture. The company is headquartered in Archbold, Ohio, and its shares are listed on the NASDAQ.