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Edge10 Jul 2026
Inside Take-Two: The Grand Anticipation
The story of how Take-Two Interactive built the empire behind Grand Theft Auto, Red Dead Redemption, and one of gaming's largest mobile portfolios.
FBD
FBD (EG7) investor relations material
FBD H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2026 earnings summary7 Aug, 2026
Executive summary
Profit before tax reached €43.5m for H1 2026, up from €17.1m in H1 2025, driven by strong underwriting and investment performance.
Gross Written Premium (GWP) increased by 3.8% year-over-year to €258.4m, with growth across Farmer, Retail, and Direct Business sectors.
Special dividend of 75c per share approved, reflecting robust capital generation and shareholder focus.
Solvency Capital Ratio (SCR) stands at 203% post-dividend, well above risk appetite range.
Combined operating ratio improved to 85.3% from 94.2%, supported by favourable weather and reserve development.
Financial highlights
Net profit after tax for H1 2026 was €38.0m, up from €14.8m in H1 2025.
Underwriting result improved to €37m from €14m in HY 2025, with reported Combined Operating Ratio (COR) at 85.3%.
Investment return rose to €16.3m (HY 2025: €13m), supported by higher bond yields and risk asset gains.
Earnings per share (EPS) increased to 106c from 41c year-over-year.
Net Asset Value (NAV) rose to 1,335c per share.
Outlook and guidance
Guidance maintained for full-year 2026 COR in the low 90s.
Investment income from bond portfolios expected to rise as higher reinvestment rates take effect.
Focus remains on dividend sustainability, customer-centric strategy, and digital enablement.
Intention to move closer to target capital levels over time.
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Latest events from FBD
- Profit before tax reached €54m, with 9% GWP growth and a 201% SCR post-dividend.EG7
H2 2025 - Profit before tax fell to €17.1m, but premium growth and capital strength remain robust.EG7H1 2025
- Profit before tax €32.3m, GWP up 10%, 100c special dividend, solvency strong at 204%.EG7H1 2024
- €77.1m profit, 13% GWP growth, and 16% dividend yield reflect strong results.EG7H2 2024
Next FBD earnings date
H2 20265 Mar, 2027
FBD
Next FBD earnings date
H2 20265 Mar, 2027
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