)
Edge20 Feb 2026
Dollar General: The Rural Retailer Playbook
How Dollar General built a small-box empire across rural America, scaling value and convenience into one of retail's most durable business models.
Figure Technology Solutions
Figure Technology Solutions (FIGR) investor relations material
Figure Technology Solutions Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary26 Feb, 2026
Executive summary
Achieved triple-digit year-over-year growth in Consumer Loan Marketplace volume, adjusted net revenue, and adjusted EBITDA in Q4 2025, with strong adoption of Figure Connect and expansion into new product categories including auto lending and digital assets.
Ended Q4 2025 with $1.2 billion in cash and cash equivalents and 307 active partners, reflecting strong liquidity and ecosystem expansion.
Launched OPEN, the on-chain public equity network, and became the first public company to launch a blockchain-native share class.
Announced a $200 million share repurchase program, reflecting confidence in long-term growth.
Accelerated blockchain ecosystem initiatives, including new digital asset products and partnerships, with $YLDS in circulation up 22x since Q3'25.
Financial highlights
Q4 2025 Consumer Loan Marketplace volume reached $2.7 billion, up 131% year-over-year, with Figure Connect accounting for 54% of volume.
Adjusted net revenue was $158 million, up 106% year-over-year; adjusted EBITDA was $81.3 million, up 426% year-over-year, with a margin of 51.6%.
Q4 net income was $15.1 million, with a net income margin of 9.4%.
FY 2025 Consumer Loan Marketplace volume was $8.4 billion, net revenue $506.9 million, net income $134.3 million, and adjusted EBITDA $251.2 million.
Ended Q4 with $404 million in loans held for sale.
Outlook and guidance
Medium-term adjusted EBITDA margin target set above 60%, with net take rate expected between 3.5%-4% due to evolving product mix.
Management expects continued growth in marketplace volume, expansion of auto lending (targeting $300 million in 2026), and further scaling of blockchain-native products.
Focus remains on expanding partner network, deepening marketplace liquidity, and advancing blockchain-native infrastructure.
RWA consortium's impact on $YLDS growth?
How will Agora partnership drive 2026 volume?
Explain first-lien's low cost origination strategy
Figure Connect's role in EBITDA margin expansion
AAA rating's impact on RWA tokenization adoption?
Share repurchase strategy given $1.2B cash balance
Agora partnership: impact on take rate and margins?
How does first lien growth impact 60% EBITDA margin?
OPEN: How does it disrupt traditional equity markets?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Figure Technology Solutions earnings date
Q1 202614 May, 2026
Figure Technology Solutions
Next Figure Technology Solutions earnings date
Q1 202614 May, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage