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Inside Take-Two: The Grand Anticipation
The story of how Take-Two Interactive built the empire behind Grand Theft Auto, Red Dead Redemption, and one of gaming's largest mobile portfolios.
First National
First National (FXNC) investor relations material
First National Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary29 Jul, 2026
Executive summary
Net income for Q2 2026 was $5.7 million, with basic EPS of $0.64, up from $0.56 year-over-year and $0.54 sequentially.
Growth in average loan and deposit balances drove higher net interest income and margin, with net loans expanding for a second consecutive quarter.
Regulatory approvals were received for the sale of North Carolina branches, expected to close in Q4 2026 as part of a branch optimization initiative.
Financial highlights
Net interest income (FTE) for Q2 2026 was $20.1 million, up $1.3 million from Q1 2026.
Return on average assets was 1.11%, up from 1.00% year-over-year and 0.98% sequentially.
Return on average equity was 12.03%, compared to 11.85% year-over-year and 10.51% sequentially.
Tax-equivalent net interest margin rose to 4.15% from 3.95% year-over-year and 3.99% sequentially.
Noninterest income increased $194 thousand to $4.0 million sequentially; noninterest expense rose $455 thousand to $16.4 million.
Outlook and guidance
The sale of two North Carolina branches is expected to close in October 2026, with a one-time gain anticipated in Q4 2026.
Three additional branch consolidations and ATM reductions are planned by year-end, reducing total offices from 33 to 28.
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- Net income fell as credit loss provisions rose, while the Touchstone merger expanded scale.FXNCQ3 202413 Jun 2025
- Earnings fell as expenses rose, but loan growth and Touchstone merger progress continued.FXNCQ2 202413 Jun 2025
- Q1 2025 net income dropped on merger costs, but adjusted results and assets surged.FXNCQ1 20256 Jun 2025
Next First National earnings date
Q3 202629 Oct, 2026
First National
Next First National earnings date
Q3 202629 Oct, 2026
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