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Edge10 Jul 2026
Inside Take-Two: The Grand Anticipation
The story of how Take-Two Interactive built the empire behind Grand Theft Auto, Red Dead Redemption, and one of gaming's largest mobile portfolios.
First Northern Bank
First Northern Bank (FNRN) investor relations material
First Northern Bank Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary30 Jul, 2026
Executive summary
Net income for Q2 2026 was $4.7 million ($0.29 per diluted share), down 13.5% year-over-year, but six-month net income rose 16.4% to $10.6 million ($0.64 per diluted share).
Total assets grew 2.9% year-over-year to $1.93 billion, with net loans up 2.7% and deposits up 1.7%.
Commercial loan growth drove net loan increases, offsetting declines in other loan categories.
Uplisting to Nasdaq and inclusion in the Russell 3000 Index improved stock liquidity and visibility.
Financial highlights
Net interest income for Q2 2026 was $17.0 million, up 0.3% year-over-year.
Non-interest income rose 14.7% year-over-year to $1.8 million, driven by investment and brokerage services.
Non-interest expense increased 9.7% year-over-year due to systems upgrade and staffing.
Net interest margin remained strong at 3.75% for Q2 2026.
Book value per share increased to $13.24 at June 30, 2026.
Outlook and guidance
Elevated operating expenses expected to continue through Q4 2026 due to ongoing systems upgrade, with anticipated efficiency gains and long-term benefits starting in 2027.
Management remains focused on disciplined balance sheet management and shareholder value creation.
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Latest events from First Northern Bank
- Net income and EPS declined, but net interest margin and book value per share improved.FNRN
Q2 20242 Jul 2026 - Q3 net income up 18.8% year-over-year; book value per share rose 10.9% from prior quarter.FNRNQ3 20242 Jul 2026
- 2024 net income fell 7.5% year-over-year, but book value per share rose 12.9%.FNRNQ4 20242 Jul 2026
- Net income fell 14.2% year-over-year as margin improved and equity rose amid higher risk.FNRNQ1 20252 Jul 2026
- Q2 2025 net income up 23.6% year-over-year, with strong margins and robust capital ratios.FNRNQ2 20252 Jul 2026
- Net income up 6.8% for nine months, with Q3 margin expansion and tax strategies supporting growth.FNRNQ3 20252 Jul 2026
- 2025 net income grew 5.5% to $21.1M, with improved margins and a 5% stock dividend declared.FNRNQ4 20252 Jul 2026
- Net income surged 60.9% to $5.9M, driven by loan growth, margin expansion, and capital returns.FNRNQ1 20262 Jul 2026
- Proxy covers director elections, say-on-pay, auditor ratification, and strong governance focus.FNRNProxy filing2 Jul 2026
Next First Northern Bank earnings date
Q3 202630 Oct, 2026
First Northern Bank
Next First Northern Bank earnings date
Q3 202630 Oct, 2026
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