FirstCash (FCFS) investor relations material

Executive summary

• Annual Meeting scheduled for June 9, 2026, to address director elections, auditor ratification, executive compensation, and reincorporation to Texas.

• Strong financial performance in 2025: revenue up 8% to $3.7B, net income up 28% to $330M, and adjusted EBITDA up 25% to $698M.

• Board recommends all proposals, including reincorporation to Texas for regulatory and cost benefits.

Voting matters and shareholder proposals

• Election of three directors for three-year terms.

• Ratification of RSM US LLP as independent auditor for 2026.

• Advisory vote on executive compensation (say-on-pay).

• Approval of reincorporation from Delaware to Texas.

• No shareholder proposals were received for this meeting.

Board of directors and corporate governance

• Board consists of eight directors, six of whom are independent.

• Directors are divided into three classes with staggered three-year terms.

• Committees: Audit, Compensation, and Nominating & Corporate Governance, all chaired by independent directors.

• Majority Voting Policy in place for uncontested director elections.

• Stock ownership guidelines require non-employee directors to hold stock worth five times their annual retainer.