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Five Star Bancorp (FSBC) investor relations material
Five Star Bancorp Registration Filing summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Company overview and business model
Headquartered in the Sacramento area, operates as a bank holding company through a California state-chartered bank subsidiary, serving Northern California since 1999.
Offers a broad range of banking products to small and medium-sized businesses, professionals, and individuals via nine branches.
Focuses on real estate, agricultural, faith-based, and SME sectors, with a mission centered on service and community value.
As of September 30, 2025, reported $4.6B in assets, $3.9B in loans, and $4.1B in deposits.
Financial performance and metrics
Financial data and risk factors are incorporated by reference from recent SEC filings, including the 2024 10-K and 2025 quarterly reports.
Use of proceeds and capital allocation
Net proceeds from securities sales will be used for purposes specified in future prospectus supplements, potentially including general corporate purposes.
- Net income rose 35% to $61.6M in 2025, with strong loan and deposit growth and higher efficiency.FSBC
Q4 20252 Feb 2026 - Q2 2024 net income reached $10.8M, with robust growth and capital raised via public offering.FSBC
Q2 20242 Feb 2026 - Q3 2024 net income was $10.9M, with strong loan, deposit, and capital growth.FSBC
Q3 202418 Jan 2026 - Q4 net income surged 21.7% with strong loan and deposit growth and robust credit quality.FSBC
Q4 20249 Jan 2026 - Q1 2025 net income rose 23% to $13.1M, with strong growth and stable credit quality.FSBC
Q1 202523 Dec 2025 - Annual meeting to elect 10 directors and ratify auditor, with focus on governance and ESG.FSBC
Proxy Filing2 Dec 2025 - Shareholders will vote on electing 10 directors and ratifying Moss Adams LLP as auditor.FSBC
Proxy Filing2 Dec 2025 - Q2 2025 net income rose on strong loan growth, margin gains, and Bay Area expansion.FSBC
Q2 202516 Nov 2025 - Q3 2025 net income up 49% on strong loan and deposit growth, with robust asset quality.FSBC
Q3 20256 Nov 2025
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Next Five Star Bancorp earnings date
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