Franklin Financial Services Corporation Investor Relations Material

Franklin Financial Services Corporation is a bank holding company that operates through its subsidiary, Farmers and Merchants Trust Company of Chambersburg (F&M Trust). The company provides a wide range of commercial and retail banking services, including various deposit accounts, commercial real estate loans, residential mortgages, and consumer loans. It also offers trust and investment services, such as estate planning, pension management, and custodial services. Additionally, Franklin Financial Services is involved in non-bank investment activities, including venture capital investments. Franklin Financial Services Corporation is headquartered in Chambersburg, Pennsylvania, and its shares are listed on the NASDAQ.