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Franklin Financial Services
Franklin Financial Services (FRAF) investor relations material
Franklin Financial Services AGM 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.AGM 2026 summary28 Apr, 2026
Opening remarks and agenda
Meeting called to order with confirmation of proper notice and quorum; invocation delivered and introductions made.
Celebrated 120th anniversary, highlighting resilience through historic financial crises and commitment to community values.
Financial performance review
Net income rose from $11.1M in 2024 to $21.2M in 2025, with improved ROA and ROE.
Tangible book value per share increased 21% to $37.10; net loans grew 11.6%, mainly in commercial and residential real estate.
Deposit balances up 1.1%, impacted by payoff of $65M in brokered CDs; non-interest income represented 22% of total revenue.
Wealth Management services generated $9.2M in fees, assets under management reached $1.4B.
Q1 2026 net income was $6.6M, up 9.8% from Q4 2025 and 69.2% from Q1 2025.
Board and executive committee updates
Chad Carroll promoted to President, recognized for driving growth across business lines.
CEO Craig Best completed first full year; board and employees acknowledged for contributions.
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Latest events from Franklin Financial Services
- Net income jumped 69% year-over-year, with higher margins and a 3% dividend increase.FRAF
Q1 202623 Apr 2026 - Virtual meeting to elect directors, approve pay, and ratify auditor, with focus on governance.FRAFProxy filing24 Mar 2026
- Net income surged 91.2% in 2025, with strong loan growth and improved profitability.FRAFQ4 202527 Jan 2026
- Virtual annual meeting to vote on directors, pay, stock plan, and auditor ratification.FRAFProxy Filing2 Dec 2025
- Q3 2025 net income up 26.9% year-over-year, with strong loan growth and higher NIM.FRAFQ3 202510 Nov 2025
- Q2 2025 net income surged 94.8% year-over-year, with robust loan and deposit growth.FRAFQ2 202514 Aug 2025
- Q3 net income up 39% sequentially; strong growth; Q4 to reflect $3.4M after-tax loss.FRAFQ3 202413 Jun 2025
- Q2 net income steady at $3.0M; loan and deposit growth offset by margin compression.FRAFQ2 202413 Jun 2025
- Net income up 16.7% year-over-year, with robust loan growth and improved profitability.FRAFQ1 20256 Jun 2025
Next Franklin Financial Services earnings date
Q2 202622 Jul, 2026
Franklin Financial Services
Next Franklin Financial Services earnings date
Q2 202622 Jul, 2026
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