FSA Group
Logotype for FSA Group Limited

FSA Group (FSA) investor relations material

FSA Group H1 2026 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for FSA Group Limited
H1 2026 earnings summary18 Feb, 2026

Executive summary

  • Operating income rose 27% year-over-year to $38.8m for the half-year ended 31 December 2025.

  • Net profit before tax increased 68% to $10.8m; profit after tax attributable to members up 59% to $6.2m.

  • New loan origination grew 5% to $222m; loan pools expanded 11% to $972m, driven by car loans and asset finance.

  • Fully franked interim dividend of 3.50 cents per share declared, payable 5 March 2026.

Financial highlights

  • Revenue and other income reached $38.8m, up from $30.5m year-over-year.

  • Net margin improved to 54% from 47% in the prior year.

  • Basic EPS increased to 5.01 cents from 3.23 cents year-over-year.

  • Net cash inflow from operating activities rose 38% to $11.1m.

  • Net tangible assets per security increased to 60.9 cents from 58.0 cents.

Outlook and guidance

  • Profit before tax for FY2026 expected between $23.5m and $25.9m, up 45–60% on FY2025.

  • Full-year dividend forecasted at 7–8 cents per share; balance of earnings to be reinvested.

  • Targeting annual new origination over $600m and loan pools of $1.3b, with profit before tax of $36–40m and ROE above 25% in the medium term.

Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.
Research faster. Power your platform.

Next FSA Group earnings date

Logotype for FSA Group Limited
H2 202612 Aug, 2026
FSA Group
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next FSA Group earnings date

Logotype for FSA Group Limited
H2 202612 Aug, 2026

The essential earnings season companion

The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

FSA Group Limited provides financial services primarily focused on assisting individuals and businesses in managing debt and improving financial stability. The company offers services such as debt solutions, including debt agreements, informal arrangements, and personal insolvency agreements. The company also offers credit repair and budgeting assistance. FSA Group serves customers across Australia with a focus on personalized financial solutions. The company is headquartered in Sydney, Australia, and its shares are listed on the ASX.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage