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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
FSA Group
FSA Group (FSA) investor relations material
FSA Group H2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H2 2026 earnings summary13 Aug, 2026
Executive summary
Operating income rose 27% year-over-year to $81.3m, with profit after tax attributable to members up 48% to $14.1m.
Loan origination increased 26% to $500.6m, and loan pools grew 18% to $1,074.6m, driven by strong growth in car loans and asset finance.
The lending segment delivered a profit before tax of $26.0m, while the services segment posted a $2.2m loss.
A fully franked final dividend of 3.5 cents per share was declared, bringing the full-year dividend to 7.0 cents per share.
Financial highlights
Operating income: $81.3m (up 27% year-over-year).
Profit before tax: $23.9m (up 48% year-over-year).
Net profit after tax attributable to members: $14.1m (up 48% year-over-year).
Basic EPS: 11.8 cents (up from 7.9 cents in FY2025).
Net tangible asset backing per share: 64.2 cents (up from 56.4 cents in FY2025).
Net cash inflow from operating activities: $28.1m (up 29% year-over-year).
Outlook and guidance
Targeting annual new origination above $600m and loan pools of ~$1.3bn, with car loans and asset finance as key drivers.
Profit before tax target of ~$35m per annum and return on equity above 25%, subject to broker uptake, funding, and other risks.
FY2027 dividend expected to be 8 cents per share, with remaining earnings reinvested to support loan pool growth.
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Latest events from FSA Group
- Loan origination and loan pools grew strongly, but profit fell 40% due to margin pressure.FSA
H2 2024 - Profit after tax rose 43% to $10.5m on strong loan growth and improved margins.FSAH2 2025
- Net profit before tax jumped 68% to $10.8m, with loan pools up 11% to $972m.FSAH1 2026
- Car loans and asset finance drive strong loan growth, with profit and margin improvements forecast.FSAAGM 2025 Presentation
- Operating income and profit before tax rose sharply, with loan pools reaching $878m.FSAH1 2025
Next FSA Group earnings date
AGM 202620 Nov, 2026
FSA Group
Next FSA Group earnings date
AGM 202620 Nov, 2026
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Frequently asked questions
FSA Group Limited provides financial services primarily focused on assisting individuals and businesses in managing debt and improving financial stability. The company offers services such as debt solutions, including debt agreements, informal arrangements, and personal insolvency agreements. The company also offers credit repair and budgeting assistance. FSA Group serves customers across Australia with a focus on personalized financial solutions. The company is headquartered in Sydney, Australia, and its shares are listed on the ASX.