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GATX (GATX) investor relations material
GATX Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary21 Oct, 2025
Executive summary
Year-to-date net income rose to $236.3 million ($6.46 per diluted share) from $207.7 million ($5.68 per share) in the prior year, driven by higher revenues across all segments, despite a Q3 2025 net income decline to $82.2 million ($2.25 per share) from $89.0 million ($2.43 per share) due to lower asset disposition gains and higher expenses.
Full-year 2025 earnings guidance remains at $8.50–$8.90 per diluted share, excluding tax adjustments and pending acquisitions.
Major transactions include agreements to acquire 105,000 railcars from Wells Fargo (via JV) and 6,000 railcars from DB Cargo AG, both pending regulatory approval.
Investment volume reached $361.7 million in Q3 and $877.0 million year-to-date.
Financial highlights
Year-to-date revenues were $1,291.4 million, up from $1,172.0 million year-over-year; Q3 revenues were $439.3 million, up from $405.4 million.
Q3 net gain on asset dispositions was $23.1 million, down from $48.5 million in Q3 2024.
Q3 interest expense increased to $98.2 million from $88.9 million year-over-year.
Return on equity (trailing 12 months) was 12.1%.
Cash and cash equivalents at September 30, 2025 were $696.1 million.
Outlook and guidance
Full-year 2025 earnings guidance maintained at $8.50–$8.90 per diluted share, excluding tax adjustments and pending acquisitions.
Expect strong Q4 remarketing income to drive results toward the upper end of guidance.
No anticipated material change in secondary market demand or remarketing income levels through 2027.
Management expects continued macroeconomic uncertainty but believes the company is well-positioned due to its diverse fleet and strong balance sheet.
Pending Wells Fargo and DB Cargo AG acquisitions expected to close in Q1 2026 and Q4 2025, respectively.
Explain the declining RNA LPI trend
Wells Fargo acquisition impact on leverage
Compare segment profit drivers: Engine Leasing vs RNA
What drives Wells Fargo deal accretion?
North America rail lease rate outlook?
Engine direct investment strategy shift?
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Goldman Sachs Industrials and Materials Conference 20254 Dec, 2025
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Frequently asked questions
GATX Corporation is a leasing company specializing in railcar leasing and asset management. The company owns and leases railcars and locomotives to customers across a wide range of industries, including agriculture, energy, and manufacturing. It also provides maintenance, repair, and asset remarketing services. GATX Corporation is headquartered in Chicago, Illinois, and its shares are listed on the NYSE.
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