)
Edge23 Jan 2026
Death, Taxes, and Garbage: The Story of WM
How Waste Management turned garbage into one of America's most stable business models through landfills, regulation, and nationwide scale.
Go Digit General Insurance
Go Digit General Insurance (GODIGIT) investor relations material
Go Digit General Insurance Q3 25/26 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 25/26 earnings summary22 Jan, 2026
Executive summary
Merger of holding company with the insurer completed, increasing promoter shareholding by 0.03% at a premium to market price; no change in management or operations.
Unaudited financial results for the quarter and nine months ended December 31, 2025, were reviewed and approved by the Board on January 22, 2026.
Gross Written Premium (GWP) for 9M FY2026 reached ₹8,558 crore, up from ₹7,706 crore in 9M FY2025, with 1.21 crore policies sold and 8.1 crore customers covered since inception.
Profit after tax for Q3 FY2026 was ₹140 crore, compared to ₹119 crore in Q3 FY2025; all accumulated losses have been wiped off in the current quarter.
Strong digital capabilities and cost discipline drive best-in-class management expense ratio.
Financial highlights
Q3 GDPI grew 20.9% year-over-year to INR 2,557 crore; gross written premium up 8.7% to INR 2,909 crore.
Net earned premium for Q3 FY2026 was ₹2,160 crore, up from ₹2,084 crore in Q3 FY2025.
Profit after tax for the quarter: ₹11,852 lakhs, up from ₹6,424 lakhs YoY.
Combined ratio under IFRS improved to 105 from 106.2 year-over-year; nine-month combined ratio at 105.6 vs. 106.9.
AUM reached INR 22,509 crore, up 18.8% year-over-year.
Outlook and guidance
No formal guidance provided due to unpredictability of claims and market events; management remains optimistic but cautious.
Forward-looking statements highlight potential risks from regulatory changes, economic conditions, and market volatility.
Results are not indicative of full-year performance due to industry seasonality.
Impact of declining government health business?
Actions to address rising Motor OD loss ratio?
Segment-wise EoM impact on compliance?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Go Digit General Insurance earnings date
Q4 25/2628 Apr, 2026
Go Digit General Insurance
Next Go Digit General Insurance earnings date
Q4 25/2628 Apr, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage