)

Go Digit General Insurance (GODIGIT) investor relations material
Go Digit General Insurance Q1 25/26 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
Profit before tax rose 59.4% year-over-year to INR 161 crores, and profit after tax increased 36.6% to INR 138 crores, with ROE at 3.4% and assets under management reaching INR 20,861 crores as of June 30, 2025.
Gross Written Premium (GWP) for Q1 2026 was INR 2,982 crores, up 12.1% year-over-year, outpacing industry growth.
Unaudited financial results for the quarter ended June 30, 2025, were reviewed and approved by the Board, with no material misstatements identified.
Customer base grew to 7.1 crores, and distribution through partner networks expanded.
Financial highlights
Combined ratio increased to 108.6% from 105.4% last year, mainly due to lower retention; loss ratio remained stable at 70.3%-70.5%.
Expense to GWP ratio rose to 31.4%-38.3% due to higher two-wheeler business share and management expenses.
Solvency ratio stood at 2.27x, above the regulatory minimum.
Investment yield (excluding capital loss) was 7.2% for Q1 2026; yield on investments (gross of tax, with unrealized gains) was 2.6%.
Net worth (equity) as of June 30, 2025, was INR 4,173 crores.
Outlook and guidance
Retention in corporate business expected to normalize as large accounts renew; continued discipline in group health and private car business expected to pick up during festival season.
Forward-looking statements highlight risks from regulatory changes, economic conditions, and market volatility.
Financial results for the quarter are not indicative of full-year performance due to industry seasonality.
Next Go Digit General Insurance earnings date

Next Go Digit General Insurance earnings date

The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
)
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage