Godsinlösen Nordic
Logotype for Godsinlösen Nordic

Godsinlösen Nordic (GIAB) investor relations material

Godsinlösen Nordic has been delisted

Godsinlösen Nordic Q4 2024 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Godsinlösen Nordic
Q4 2024 earnings summary13 Feb, 2025

Executive summary

  • Revenue for Q4 2024 declined 20.8% year-over-year to 28.9 MSEK, mainly due to fewer insurance claims and weaker sales in Norway.

  • EBIT for Q4 was -3.9 MSEK, with a margin of -14.1%; net result after tax was -4.1 MSEK, margin -14.9%.

  • Normalized EBIT improved to -1.6 MSEK from -2.9 MSEK in Q4 2023, reflecting cost reductions and improved gross margin.

  • Liquidity remains strained; cash at period end was 1.8 MSEK, with 4.0 MSEK undrawn credit.

  • Immediate capital injection is required to secure operations; insolvency risk cannot be excluded without it.

Financial highlights

  • Full-year revenue fell to 133.7 MSEK from 141.3 MSEK; EBIT for the year was -11.9 MSEK, net result -12.6 MSEK.

  • Q4 cash flow was 0.2 MSEK; cash flow from operations was -0.2 MSEK.

  • Soliditet (equity ratio) at year-end was -40.6%, down from -1.7% a year earlier.

  • Result per share for Q4 was -0.26 SEK; full-year -0.80 SEK.

Outlook and guidance

  • Management expects insurance claim volumes to normalize in coming quarters, pending economic and consumer trends.

  • Ongoing contract negotiations with insurers and a new mobile insurance service launch planned for Q1 2025.

  • Financial targets: 15% annual organic revenue growth and EBITDA margin above 10% within 24 months.

Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.
Research faster. Power your platform.
Godsinlösen Nordic
Cover every name on your watchlist this earnings season.
Automations, AI chat, and live calls across 16,000+ companies.
Book demo

AI chat

Ask anything. Verify everything.

Ask across every event and document from public companies. Each answer links back to the exact line in the transcript, slide or filing it came from.Learn more

Find what matters

AI across all first-party IR material. Live calls, transcripts, slides, filings.
A cited source card from Adobe's CFO alongside a list of forward-looking statements

Trust every finding

50m+ first-party documents. Every output traceable to its source.

Automations

Zero in on what matters

Define the prompt once. It runs the moment a company publishes or on a schedule you set. Outputs map to the exact signals you choose.Learn more
An automation set to trigger on the first published earnings document for GE Aerospace

Event-triggered research

Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.
An automation scheduled to run weekly on Mondays at 09:00

Scheduled research

Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.

Live audio & transcripts

Be first

Join any earnings call live in one click, with no manual registration. Follow the transcript as it happens and jump straight to the moments that matter.Learn more
A live LVMH Q2 2026 earnings call playing in Quartr

Live earnings calls

Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.
A live transcript excerpt from LVMH's Chairman and CEO Bernard Arnault

Live transcripts

Speaker-by-speaker, in real time. Searchable across every live and historical call.

Quartr MCP connects your AI environment to 17K+ public companies

Pull live transcripts, filings, and slides into Claude or Codex via MCP. Combine Quartr's global IR data with any other dataset. Run agentic research and monitoring.
Included with Quartr Pro at no extra cost.Learn more

Quartr's AI stands out because it only pulls clean, first-party data from public companies. In investing, that's everything.

Jamie Ross

Investment Manager, GAM Investments

GAM
GAM

Research that used to take hours now takes seconds with Quartr Pro. Tracking shifts in tone or extracting tables, it's as simple as typing a query.

Tom O'Hara

Investment Director

Ciena
Ciena

Before Quartr we spent hours manually compiling insights through the peer earnings cycle. Now, these tasks are done faster, with greater precision.

Gregg Lampf

VP of Investor Relations

Frequently asked questions

GIAB, Godsinlösen Nordic AB, is a Swedish company specializing in the circular economy. The company offers solutions for handling returns and complaints for e-retailers, producers, and distributors, as well as circular claims settlement processes for the insurance industry. The company is headquartered in Staffanstorp, Sweden, and its shares are listed on the Nasdaq Stockholm.