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Godsinlösen Nordic (GIAB) investor relations material
Godsinlösen Nordic Q4 2024 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2024 earnings summary13 Feb, 2025
Executive summary
Revenue for Q4 2024 declined 20.8% year-over-year to 28.9 MSEK, mainly due to fewer insurance claims and weaker sales in Norway.
EBIT for Q4 was -3.9 MSEK, with a margin of -14.1%; net result after tax was -4.1 MSEK, margin -14.9%.
Normalized EBIT improved to -1.6 MSEK from -2.9 MSEK in Q4 2023, reflecting cost reductions and improved gross margin.
Liquidity remains strained; cash at period end was 1.8 MSEK, with 4.0 MSEK undrawn credit.
Immediate capital injection is required to secure operations; insolvency risk cannot be excluded without it.
Financial highlights
Full-year revenue fell to 133.7 MSEK from 141.3 MSEK; EBIT for the year was -11.9 MSEK, net result -12.6 MSEK.
Q4 cash flow was 0.2 MSEK; cash flow from operations was -0.2 MSEK.
Soliditet (equity ratio) at year-end was -40.6%, down from -1.7% a year earlier.
Result per share for Q4 was -0.26 SEK; full-year -0.80 SEK.
Outlook and guidance
Management expects insurance claim volumes to normalize in coming quarters, pending economic and consumer trends.
Ongoing contract negotiations with insurers and a new mobile insurance service launch planned for Q1 2025.
Financial targets: 15% annual organic revenue growth and EBITDA margin above 10% within 24 months.
How will GIAB secure company operations?
How does GIAB view market fluctuations?
Explain the impact of Planetary Model™.
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Frequently asked questions
GIAB, Godsinlösen Nordic AB, is a Swedish company specializing in the circular economy. The company offers solutions for handling returns and complaints for e-retailers, producers, and distributors, as well as circular claims settlement processes for the insurance industry. The company is headquartered in Staffanstorp, Sweden, and its shares are listed on the Nasdaq Stockholm.
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