)
Edge28 Nov 2025
Keeping the Streak Alive: The Story of Duolingo
How Duolingo made language learning addictive, scaled to millions of users, and built a powerful subscription business around everyday practice.
Granite Point Mortgage Trust (GPMT) investor relations material
Granite Point Mortgage Trust Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary6 Nov, 2025
Executive summary
Reported a GAAP net loss attributable to common stockholders of $0.6 million, or $(0.01) per share, for Q3 2025, with a distributable loss of $18.9 million, or $(0.40) per share, mainly due to $19.8 million in write-offs.
Book value per share at quarter end was $7.94, inclusive of a $2.82 per share CECL reserve.
Declared a $0.05 per share common dividend and $0.4375 per share preferred dividend for Q3 2025.
Loan portfolio totaled $1.8 billion in commitments across 44 investments, with 99% in senior loans and 97% floating rate.
Investor sentiment and market liquidity improved, but focus remains on asset resolutions and reducing higher-cost debt.
Financial highlights
Net interest income for Q3 2025 was $10.3 million, up from $7.7 million in Q3 2024, driven by lower interest expense.
Distributable loss was $18.9 million, including $19.8 million in write-offs.
Book value per share declined from $7.99 to $7.94 during the quarter.
Aggregate CECL reserve decreased to $133.6 million, or 7.4% of portfolio commitments.
Ended Q3 with $62.7 million in unrestricted cash, increasing to $80.1 million post quarter-end.
Outlook and guidance
Portfolio balance expected to trend lower through the first half of 2026, with origination activity resuming mid-2026.
Extended the maturity of the secured credit facility to December 2026 and reduced the financing spread by 75 basis points.
Post quarter-end, funded $2.3 million on existing commitments and received a $32.7 million full loan repayment.
Management highlights continued macroeconomic uncertainty, including elevated interest rates, inflation, and volatility in commercial real estate markets.
Drivers for mid-2026 origination restart
Capital investment strategy for problem assets
Impact of market liquidity on actionable deals
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Granite Point Mortgage Trust earnings date
Q4 202513 Feb, 2026
Next Granite Point Mortgage Trust earnings date
Q4 202513 Feb, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Granite Point Mortgage Trust Inc. is a real estate investment trust (REIT) that focuses on originating, investing in, and managing commercial real estate loans. The company primarily provides senior floating-rate loans for properties such as office buildings, multifamily residences, industrial properties, and hotels. Granite Point aims to generate income through its investment portfolio by providing financing solutions for real estate developers and investors. The company is headquartered in New York, New York, and its shares are listed on the NYSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage